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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58237 reviews)

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4.91

Based on 58,237 reviews, last reviewed 10th Apr 2026

685300% increase in 5 star reviews

in the past 90 days

2100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love using PayPal credit! I love using PayPal credit when I have a purchase over £100 that I would like to pay off interest free over 4 months. This is a perfect amount of time... Read more Reviewed on: 10th April 2026

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58237)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal Best Finance

Always feel secure when making payments through PayPal. On Larger purchases I can spread the cost over 4 months Reviewed on: 7th April 2026

. Easy to use with helpful flexibility

I’ve had a good experience using PayPal Credit. It’s straightforward to use, especially for online purchases, and the option to spread payments has been really helpful. The application process was quick, and everything is clearly shown in the app. I’d recommend it for anyone who wants a simple, flexible credit option. Reviewed on: 7th April 2026

yay it’s ok like i really guess it’s unremarkable an...

yay it’s ok like i really guess it’s unremarkable and boring if anything just not much going on Reviewed on: 7th April 2026

PayPal Credit is just like a virtual credit card

PayPal Credit is just like a virtual credit card with good intrest rates. Worth applying for it comes in handy when you need stuff. Reviewed on: 7th April 2026

Stress free

All round ease 100 % experience .take the stress out of paying for services Reviewed on: 7th April 2026

great customer service

the only time i had to contact customer service they resolved my problem quickly Reviewed on: 7th April 2026

Excellent products and service

I've been using PayPal for years and I've seen their services grow and offer me more convenient ways of borrowing. Honestly think it's one of the best money services around. Reviewed on: 7th April 2026

Easy to use, good repayment plan, good interest rate...

Easy to use, good repayment plan, good interest rate, a chance to get higher credit amount approved. Reviewed on: 7th April 2026

Website is so easy to use and to understand.

Website is so easy to use and to understand. Payment are simple and fast. Reviewed on: 7th April 2026

Very user friendly and good to use

Very user friendly and good to use Reviewed on: 7th April 2026

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