Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177377)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to order and pay.

5
Easy to order and pay. PayPay kept me well informed of delivery date. Go-Pro item delivered very quick. Reviewed on: 9th July 2026

Very useful!

5
Very useful! Feels safe and easy to use. Reviewed on: 9th July 2026

Easy to use also kept informed of changes

5
Easy to use also kept informed of changes Reviewed on: 9th July 2026

The service which PayPal provides is Above my expect...

5
The service which PayPal provides is Above my expectations Reviewed on: 9th July 2026

Great service

5
So helpful when you want to make those purcheses which are a little out of your reach .Goving you the option to split the payments or pay in full on your next pay day is a real advantage .Ould be lost withour it Reviewed on: 9th July 2026

Easy to set up.

5
Easy to set up. Good communication Reviewed on: 9th July 2026

My Orders

5
Good service and very easy to use Reviewed on: 9th July 2026

Quick response times and great service

5
Quick response times and great service Reviewed on: 9th July 2026

Very convinient way to pay

5
Very convinient and easy to use with reward system Reviewed on: 9th July 2026

Simple and easy to use.

5
Paypal is simple and easy to use. A great way to spread the financial load and plan the savings for repayment ahead of time. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98569 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products