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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58601 reviews)

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4.91

Based on 58,601 reviews, last reviewed 10th Apr 2026

718200% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am using it easy to open and to use I am using it easy to open and to use Reviewed on: 10th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58601)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to navigate ref: payments and transferring fund...

Easy to navigate ref: payments and transferring funds excellent security of payments Reviewed on: 7th April 2026

The app is easy to use.

The app is easy to use. Always accurate and correct. Reviewed on: 7th April 2026

Easy and flexible and affordable

Easy and flexible and affordable Reviewed on: 7th April 2026

Always there to help money well spent out

Always there to help out keeper informed about deals and offers Reviewed on: 7th April 2026

Much better than a credit card and a first class ser...

Much better than a credit card and a first class service. I love the fact you can use the app for everything and customer service is fabulous. I don’t own a credit card anymore and am very glad I don’t because PayPal does it all. Reviewed on: 7th April 2026

Simple fast and efficient service .

Simple fast and efficient service .. easy app to navigate and understand Reviewed on: 7th April 2026

PayPal credit is flexible and easy to use.

PayPal credit is easily accessible for when ever I need it and allows flexibility to pay when it suits me. Reviewed on: 7th April 2026

Good card for online purchases and decent APR

Good card for online purchases and decent APR Reviewed on: 7th April 2026

Always my best option.

Always my best option. Easy and quick Reviewed on: 7th April 2026

I love PayPal it’s so useful!

I love PayPal it’s so useful! It there’s ever a problem, they sort it out straight away! So safe and easy to use! Reviewed on: 7th April 2026

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