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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177033)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal has been great.

5
Paypal has been great. Excellent customer service and very helpful Reviewed on: 9th July 2026

I was having trouble receiving a virtual credit card...

5
I was having trouble receiving a virtual credit card, I spoke to customer service on 4 separate occasions and it wasn’t until the fourth one that the issue was resolved Reviewed on: 9th July 2026

Brilliant when you purchase goods online time to pay...

5
Brilliant when you purchase goods online time to pay 0 percent interest that not all always give you few ways to pay if any problem they sort it out in day or so and keep you informed by email Reviewed on: 9th July 2026

PayPal is excellent for safely paying for items and...

5
PayPal is excellent for safely paying for items and the feature of a period of interest free free fit is helpful Reviewed on: 9th July 2026

It has helped to pay my expenses in time.

5
It has helped to pay my expenses in time. Reviewed on: 9th July 2026

Paypay credit always saves the day.

5
Paypay credit always saves the day. Very low and affordable interest rates. It makes life easier because it can be used anywhere anytime even shopping groceries Reviewed on: 9th July 2026

Easy to use and repayments made simple

5
Easy to use and repayments made simple Reviewed on: 9th July 2026

PayPal is easy to use and I think the various paymen...

5
PayPal is easy to use and I think the various payment options helpful. Reviewed on: 9th July 2026

It’s handy to have and easy to understand on the...

5
It’s handy to have and easy to understand on the app Reviewed on: 9th July 2026

Very best app and credit is very helpful

5
Very best app and credit is very helpful Reviewed on: 9th July 2026

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