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PayPal: PayPal Credit reviews

4.91
Based on 58,658 reviews, last reviewed 11th Apr 2026
723700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and safe alternative payment option Good and safe alternative payment option Reviewed on: 11th April 2026
Eleanor H's avatar
Eleanor H

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58658)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had a problem with PayPal.

5
Never had a problem with PayPal. Reviewed on: 7th April 2026

Easy to access and understand

5
Paypal credit is easy to access and straight forward, no complicated jargon. One thing that needs to improve is for repayments to be taken immediately as currently it takes time and depends on the payment time Reviewed on: 7th April 2026

They are always helpful with me when I ring them if...

5
They are always helpful with me when I ring them if I have a problem with anything I have been with them a lot of years so I give a perfect 10everytime Reviewed on: 7th April 2026

Great service and so easy to use, secure and safe wa...

5
Great service and so easy to use, secure and safe way to pay all . Reviewed on: 7th April 2026

Holiday money

5
I love the 4 month delayed payment I always use it for paying holiday. Reviewed on: 7th April 2026

Very good service easy payment and no hassle when tr...

5
Very good service easy payment and no hassle when trying to buy something Reviewed on: 7th April 2026

Great service very convenient service is next to none

5
Great service very convenient service is next to none Reviewed on: 7th April 2026

I’m always satisfied after calling PayPal to get hel...

5
I’m always satisfied after calling PayPal to get help on a situation. I’ve been using PayPal for years now and it’s the safest payment method in the world for me. When stored don’t use PayPal as a payment method I tend to move away from them. PayPal is a top top company. Reviewed on: 7th April 2026

Always been helped when needed and given explanations

4
Always been helped when needed and given explanations Reviewed on: 7th April 2026

Easy to use and hassle free.

5
Easy to use and hassle free. Gives an option for every situation and helps make payments manageable Reviewed on: 7th April 2026