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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176935)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Simple and straight forward

I have had money struggles in the past and PayPal credit allowed me to build my credit score back up when other companies wouldn't. Reviewed on: 9th July 2026

All genuine and good helpful staff ,problems started...

All genuine and good helpful staff ,problems started out well. Reviewed on: 9th July 2026

Always easy to deal with, always fast

Always easy to deal with, on rare occasions they're is a problem, it's resolved easily and quickly Reviewed on: 9th July 2026

Easy to use, clear rates and no surprises so far.

Easy to use, clear rates and no surprises so far. Reviewed on: 9th July 2026

PayPal consistently offers a user-friendly experience.

PayPal consistently offers a user-friendly experience. Reviewed on: 9th July 2026

Zero Complaints

I have been using PayPal for years and have zero complaints. Everything works exactly as it should. Reviewed on: 9th July 2026

I love paypal

Have a credit card no fuss integrated app so can see my pp accounts love it. Nie Apr when applied no pages of forms to fill in recommend paypal good company Reviewed on: 9th July 2026

Great use of budgeting and spending money.

Great use of budgeting and spending money. Reviewed on: 9th July 2026

I’ve used PayPal for years and always had a smooth a...

I’ve used PayPal for years and always had a smooth and easy experience, I feel more protected with my money so I always try and use it where I can. Reviewed on: 9th July 2026

Straightforward

The service is very good, clear and easy to understand, access to accounts are straightforward. Reviewed on: 9th July 2026

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