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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58736 reviews)

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4.91

Based on 58,736 reviews, last reviewed 11th Apr 2026

730800% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ive never had a bad experience with Paypal. Ive never had a bad experience with Paypal. I have put a few issues through their Resolution Centre and, OK, not all of them have gone my way. But tha... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58736)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

efficient and effective

Customer service very good, efficient and effective Reviewed on: 7th April 2026

Excellent experience and customer service- everythin...

Excellent experience and customer service- everything was just so smooth. Reviewed on: 7th April 2026

Swift processing of transactions.

Swift processing of transactions. Great customer service. Reviewed on: 7th April 2026

Good secure banking and will always sort any issues...

Good secure banking and will always sort any issues promptly. Reviewed on: 7th April 2026

Flexible, Interest-Free Payments Made Easy

I've had a really great experience using PayPal. The option to spread the cost over 3 months with no interest has been incredibly helpful, making it much easier to manage my finances without any added pressure. The process is simple, transparent, and reliable—I’d definitely recommend it to anyone looking for a flexible way to pay. Reviewed on: 7th April 2026

Best pay in 3 and pay in 4 provider.

Best pay in 3 and pay in 4 provider. PayPal could improve UI on credit card pay in 4 for easier management of repayments Reviewed on: 7th April 2026

Stress Free Paypal Experience

Paypal has always made my repayment plan stress free and pocket friendly rates. Reviewed on: 7th April 2026

A different way of dealing with with credit

A different way of dealing with with credit than most providers. Easy to use, a variety of options for repayment and interest Reviewed on: 7th April 2026

Excellent service and great customer care

Excellent service and great customer care Reviewed on: 7th April 2026

Goods notification not clear

Service is pretty good but when you get notification of goods transportation you can’t what it is. So pointless Reviewed on: 7th April 2026

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