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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176714)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have been with PayPal since 2024 and has been real...

I have been with PayPal since 2024 and has been really good, interest rates, payment reminds and easy payment systems Reviewed on: 9th July 2026

I’ve found myself in a few situations where PayPal C...

I’ve found myself in a few situations where PayPal Credit has genuinely taken a bit of the pressure off. It’s easy to take things like that for granted until you actually need them, so I just wanted to say I really appreciate it Reviewed on: 9th July 2026

Have a credit limit

Have a credit limit I cannot use Reviewed on: 9th July 2026

Amazing Paypal credit card that you can use anywhere

Amazing Paypal credit card that you can use anywhere Reviewed on: 9th July 2026

The best in customer care

Enjoying using my debit card in store for all purchases. I feel my money is safe with PayPal. Your customer support is tops! Reviewed on: 9th July 2026

Wonderful app

It’s very nice !! I would recommend everyone Reviewed on: 9th July 2026

Good service

The service is good and has helped me with building credit under my married name in the uk. Reviewed on: 9th July 2026

PayPal is my go to for most of my payments.

PayPal is my ‘go to’ for most things. I love the choice and flexibility. Easy to use and navigate. Reviewed on: 9th July 2026

I have had good experience with PayPal credit so far.

I have had good experience with PayPal credit so far. They give an option to repay in 3 installments which is very handy many times Reviewed on: 9th July 2026

Very simple to sign up and use.

Very simple to sign up and use. Also excellent deals for larger purchases. I have been using paypal credit for more than 5 years now and never had any issues Reviewed on: 9th July 2026

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