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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176250)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal the way forward

Having used PayPal for a good number of years the service has been excellent,always on the ball with any questions or queries I’ve had,PayPal credit is a godsend especially the 4 month interest free option Reviewed on: 8th July 2026

Always quick to solve any issues

Always quick to solve any issues Reviewed on: 8th July 2026

Good offers for pay later.

Good offers for pay later. 0% interest very appealing Reviewed on: 8th July 2026

I feel safe with PayPal and I love payment in...

I feel safe with PayPal and I love payment in 3 x Reviewed on: 8th July 2026

Very easy to use, safe and secure.

Very easy to use, safe and secure. Never had to raise an issue or problem. Reviewed on: 8th July 2026

Always reliable.

Always reliable. Happy with the service and products that Paypal offer Reviewed on: 8th July 2026

Great for big purchases

Absolutely love the offer they have for purchases with 0% interest. Comes in handy when you're making a bigger purchase for a special occasion but would like to spread the cost a little. They also send handy reminders for when the offer is about to expire. Reviewed on: 8th July 2026

Very helpful and friendly staff whenever I have had...

Very helpful and friendly staff whenever I have had to contact them. Nothing was ever too much trouble Reviewed on: 8th July 2026

Thank you Paypal

I have been using PayPal for some years now and without it I would not have been able to afford to take the holidays I have from Aruba, Bali to Singapore it means I can spread the cost without dipping into any savings Reviewed on: 8th July 2026

Reliable Service

I use PayPal Credit for a lot of my big purchases as it allows me more access to my money. I feel it is very secure service and if anything goes wrong paypal sort it all out with no hassle. Plus it’s very easy to use. Reviewed on: 8th July 2026

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