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PayPal: PayPal Credit reviews

4.91
Based on 59,005 reviews, last reviewed 11th Apr 2026
756000% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I can share nothing but praise for this service. I can share nothing but praise for this service. So easy to use and would recommend to anyone Reviewed on: 11th April 2026
Conor M's avatar
Conor M

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59005)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Love using PayPal, easy and convenient.

5
Love using PayPal, easy and convenient. Safe and secure. Reviewed on: 7th April 2026

Paypal all the way

5
Paypal has help me a lot by protecting my account information. Reviewed on: 7th April 2026

App is excellent very easy to use

5
Very easy to use and pay back more when you want. The app is easy to manoeuvre Reviewed on: 7th April 2026

Secure, Easy, Good Value

5
Secure easy to use app, regular notification to keep me up to date with my finances, competitive interest rates, pay in 3 is a great option Reviewed on: 7th April 2026

Fast, easy and clear.

5
Fast, easy and clear. Allows me to spread the cost in interest free payments for life’s little extras. All in one place, the app. Reviewed on: 7th April 2026

Great financial service

5
I have been using PayPal for many years now. It has always been a reliable, efficient, practical and convenient way to manage my finances. I highly recommend. Reviewed on: 7th April 2026

Fab idea, great payment option.

5
Fab idea, great payment option. Nice to be able to spread things over a few different dates, takes the stress and burden away from the bigger purchases sometimes! Would always recommend to friends and family Reviewed on: 7th April 2026

PayPal - easy, safe, convenient

5
PayPal is convenient and easy to navigate. I feel assured my money is safe and protected Reviewed on: 7th April 2026

Easy to use, gives you flexibility and a choice of h...

5
Easy to use, gives you flexibility and a choice of how to repay Reviewed on: 7th April 2026

Simple and easy to use.

5
Simple and easy to use. Clear statements and very supportive. Reviewed on: 7th April 2026