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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175919 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175926)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

So easy to use.

So easy to use. Extra security on all my purchases Reviewed on: 8th July 2026

Never had an issue using PayPal.

Never had an issue using PayPal. I've never had to contact customer service. Quick and easy to check out as well as recieving reminds. Reviewed on: 8th July 2026

PayPal app

I've been using PayPal Credit for a while now and it's been really useful for spreading the cost of larger purchases. The application was straightforward, and it's easy to manage everything through the PayPal app. Reviewed on: 8th July 2026

0% Apr on purchases

The chance to spread the cost, either pay in 3, or 4 months interest free. Also buying through some retailers and getting 0% apr over how many months works for you. Reviewed on: 8th July 2026

Positive

All positive &very easy to use. Great way to purchase online & remain safe. Reviewed on: 8th July 2026

Every issue I have had over the years has been succe...

Every issue I have had over the years has been successfully resolved. The Paypal team give excellent customer service and are always very courteous. Reviewed on: 8th July 2026

Brilliant service

If i have ever had a problem they are easy to contact and sort things out. Eg. I had a holidau cancelled and I got the money back very quick Reviewed on: 8th July 2026

Always a convenient means to purchase.

Always a convenient means to purchase. There is a wide range of places to use too. Reviewed on: 8th July 2026

I’ve been using PayPal's "Pay in 3" option recently...

I’ve been using PayPal's "Pay in 3" option recently to spread the cost of larger household purchases. It’s entirely interest-free, super transparent with the payment dates, and doesn't have hidden traps. The automated reminders keep me on track so I always know what's coming out of my account. It's been a massive help for keeping my family budget on track. Reviewed on: 8th July 2026

No complaints at all.

No complaints at all. Paypal is my preferred way of paying. Reviewed on: 8th July 2026

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