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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59171 reviews)

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4.91

Based on 59,171 reviews, last reviewed 12th Apr 2026

771100% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

For me, PayPal gives me a peace of mind whenever am... For me, PayPal gives me a peace of mind whenever am paying for goods or services using PayPal. Am always happy to see PayPal as a payment options, I l... Read more Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59171)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Hakuna Matata

Using the PayPal pay in 3 has now given me the chance to get the PayPal credit. When deciding that PayPal credit was an option it was very easy to apply for. No hassles. Straight forward. Reviewed on: 7th April 2026

They set clear boundaries and know your limit .

They set clear boundaries and know your limit . Any queries you need answering are answered very quickly and efficiently. Reviewed on: 7th April 2026

Useful digital wallet

Paypal has fast checkout, a sense of security, easy sending and receiving money, mobile friendly, a clear transaction trail and useful for international payments. Reviewed on: 7th April 2026

Always been great to deal with.

Always been great to deal with. Feel safe using it. Reviewed on: 7th April 2026

For those little moments.

PayPal helped me to give my family and me a few treats. Reviewed on: 7th April 2026

PayPal makes life easier to pay for goods and you ge...

PayPal makes life easier to pay for goods and you get security if things go wrong Reviewed on: 7th April 2026

Good customer service, always ready to help, app eas...

Good customer service, always ready to help, app easy to use, supportive when struggling Reviewed on: 7th April 2026

Really good experience with PayPal.

Really good experience with PayPal. Provides finance options which are great! Reviewed on: 7th April 2026

I have been using paypal for over a decade now.

I have been using paypal for over a decade now. Widely accepted and very safe. Decent exchange rates. They now have a virtual card as well which I can use in shops, perfect. Reviewed on: 7th April 2026

Easy access to credit and several options to repay,...

Easy access to credit and several options to repay, such as pay in 3 or pay what you want within 4 months whilst enjoying 0% interest Reviewed on: 7th April 2026

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