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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50518 reviews)

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4.91

Based on 50,518 reviews, last reviewed 9th Jun 2025

1816800% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Getting anything resolved is a long process trying t... Getting anything resolved is a long process trying to actually speak to someone but pretty quick once you get through to the right channels Reviewed on: 9th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50518)

Review of the PayPal, PayPal Credit:

Excellent and Efficient

It is an extremely convenient and totally efficient service Reviewed on: 11th May 2024

Simple, secure system.

Simple, secure system. Pay in 3 is fabulous Reviewed on: 7th June 2025

Safe, great service.

Safe, great service. Would recommend to friends Reviewed on: 7th June 2025

The service is good, but when I asked Paypal for he...

The service is good, but when I asked Paypal for help because a ebay seller did not send me the label to return a product they ruled in favour of the seller without asking for further proof. Reviewed on: 7th June 2025

Great for spreading the cost on big purchases or ord...

Great for spreading the cost on big purchases or ordering a few items to try before returning things you don't want. Have been using the credit system for a while now and I haven't had a bad experience. Reviewed on: 7th June 2025

Smooth & secure

Secure payments & so many months of interest free on items of a certain amount too. All my transactions have been smooth & trouble free. Always keeps me up to date on my account with emails & I feel it gives me more protection with online payments. It's definitely my Pay Pal Reviewed on: 7th June 2025

Easy to use. Safe, efficient process

Use frequently, make good use of the pay in 3 facility. Never had any problems Reviewed on: 7th June 2025

I use it to pay for any purchases and pay off within...

I use it to pay for any purchases and pay off within 4 months without interest Reviewed on: 7th June 2025

Paypal credit is an excellent service, the terms and...

Paypal credit is an excellent service, the terms and conditions are very fair and the customer service is always excellent.It's very fair with the credit limits it gives and the credit limit increases are optional so you don't get in to financial difficulties.I Really like paypal credit and will always champion this service. Reviewed on: 7th June 2025

Good service of PayPal credit and pay in 3.

Good service of PayPal credit and pay in 3. Reviewed on: 7th June 2025

I’ve been using PayPal Credit for a while now, and i...

I’ve been using PayPal Credit for a while now, and it’s become one of my favorite ways to manage online purchases. One of the biggest reasons I like it is the flexibility it offers. It allows me to buy what I need now and pay over time, which is incredibly helpful when making larger purchases or managing unexpected expenses. Reviewed on: 7th June 2025

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