Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,621 reviews, last reviewed 12th Jun 2025
1825700% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal makes my shopping experience alot easier. PayPal makes my shopping experience alot easier. I always pay with PayPal with the reassurance that I am covered Reviewed on: 12th June 2025
Isabella rd's avatar
Isabella rd

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50621)

Review of the PayPal, PayPal Credit:

Never had any issues, always fair and will keep you...

5
Never had any issues, always fair and will keep you up to date. Reviewed on: 7th June 2024

Fast payments and excellent customer service

5
Fast payments and excellent customer service that sort out problems fast. Reviewed on: 11th June 2025

I can't find any issues they are very helpful

4
I can't find any issues they are very helpful Reviewed on: 11th June 2025

Experience so far is very good, shopping with PayPal...

5
Experience so far is very good, shopping with PayPal online gives me a sense of security. Reviewed on: 11th June 2025

Easy to use anywhere .

5
Easy to use anywhere . Would be nice to have a physical version Reviewed on: 11th June 2025

Balances hard to understand and track

3
The record of returns and purchases is very difficult to follow when using PayPal credit. Although the application to use the credit was swift and a big help with larger purchases Reviewed on: 11th June 2025

A safer way to pay.

5
I always use PayPal for my online purchases ias they are safe and secure, They offer 3 ways to pay and Ican use my account to receive refunds and make payments to people who are PayPal account holders.. What I love the most is using the credit facility to make multi[le purchases especially at Christmas. Reviewed on: 11th June 2025

PayPal Credit is a great option.

5
PayPal Credit is a great option. Reviewed on: 10th June 2025

Always quick and efficient service.

5
Always quick and efficient service. No issues ever since I started to use many years ago. I prefer this to any other payment because it is so safe. Reviewed on: 10th June 2025

Good convenient service.

5
Have used BNPL and Pay in 3 which have worked out very convenient. I always use Paypal to pay for goods where available. Reviewed on: 10th June 2025

Great experience, easy to use and practical

5
Great experience, easy to use and practical Reviewed on: 10th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 20043 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3597 reviews
    PayPal
    View all products