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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Paypal credit is very easy to use.

Paypal credit is very easy to use. You can pay worth PayPal credit effortlessly and spread the cost over a time. The biggest drawback is the APR. I'm sure that if they had reduced their interest rates, more people would use it on a regular basis. Reviewed on: 16th June 2024

Great company Been with them over 25 year

Great company Been with them over 25 year Reviewed on: 17th June 2024

PayPal credit has been very helpful and is a great p...

PayPal credit has been very helpful and is a great product with great interest rates Reviewed on: 17th June 2024

Found the whole process very simple and easy to setu...

Found the whole process very simple and easy to setup and use. Reviewed on: 17th June 2024

Staff are very helpful, and attentive.

Staff are very helpful, and attentive. I feel like a valued customer. They have been quick to respond to my inquiries and needs. I have not had any negative experiences at all. Reviewed on: 17th June 2024

Easy for spreading cost of bigger purchases, ease of...

Easy for spreading cost of bigger purchases, ease of buying abroad. Reviewed on: 17th June 2024

Brilliant facility that allows me to make purchases...

Brilliant facility that allows me to make purchases with confidence. Allows me to plan a better quality of purchases and have experiences that I could not afford otherwise Reviewed on: 17th June 2024

Enjoy it the PayPal way

I think it’s the best to pay for things and I love the bonus of paying in 3 months without interest. It offers flexibility which no other financial institution offers. Reviewed on: 17th June 2024

Good way of paying for items without paying for it a...

Good way of paying for items without paying for it all at once Reviewed on: 17th June 2024

Quick, easy and convenient

Love PayPal, it’s Quick, easy and convenient. Love the 0% over 4 months and the app makes it easy to view, manage and to keep track of transactions / out standing balances. I use PayPal credit to pay for items not only to spread the cost but to have the assurances of not paying in full if the goods don’t arrive. Highly recommend. Reviewed on: 17th June 2024

I love using PayPal it's very simple and easy to und...

I love using PayPal it's very simple and easy to understand Reviewed on: 17th June 2024

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