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PayPal: PayPal Credit reviews

4.91
Based on 30,761 reviews, last reviewed 5th Apr 2025
100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So intuitive and great features! I have been using PayPal Credit for a while now and it is such an easy and intuitive product to use. Couldn't reccomend it enough! Reviewed on: 2nd April 2025
Jack O's avatar
Jack O

Latest lowest rating:

1

PayPal Credit is committing financial fraud. Without warning or explanation, £288 was taken from my account. When I called customer service, they refused to explain the charge and told me to “rea... Read more Reviewed on: 5th April 2025
Mi's avatar
Mi

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Been using PayPal for years

5
PayPal very good when I need to use pay in 3 or 0% for 4 months on big purchases. I never had any problems with PayPal. I like using PayPal when I buy items from overseas and it also great to transfer money to friends and family. Reviewed on: 17th June 2024

Satisfied

5
Trustfull in paypal credit.EVerytime I need it credit was available Reviewed on: 17th June 2024

Good services, fees and everything

5
Good services, fees and everything Reviewed on: 17th June 2024

Great company Been with them over 25 year

5
Great company Been with them over 25 year Reviewed on: 17th June 2024

PayPal credit has been very helpful and is a great p...

5
PayPal credit has been very helpful and is a great product with great interest rates Reviewed on: 17th June 2024

Found the whole process very simple and easy to setu...

5
Found the whole process very simple and easy to setup and use. Reviewed on: 17th June 2024

Staff are very helpful, and attentive.

5
Staff are very helpful, and attentive. I feel like a valued customer. They have been quick to respond to my inquiries and needs. I have not had any negative experiences at all. Reviewed on: 17th June 2024

Easy for spreading cost of bigger purchases, ease of...

5
Easy for spreading cost of bigger purchases, ease of buying abroad. Reviewed on: 17th June 2024

Brilliant facility that allows me to make purchases...

5
Brilliant facility that allows me to make purchases with confidence. Allows me to plan a better quality of purchases and have experiences that I could not afford otherwise Reviewed on: 17th June 2024

Enjoy it the PayPal way

5
I think it’s the best to pay for things and I love the bonus of paying in 3 months without interest. It offers flexibility which no other financial institution offers. Reviewed on: 17th June 2024

Good way of paying for items without paying for it a...

5
Good way of paying for items without paying for it all at once Reviewed on: 17th June 2024

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