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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (63023 reviews)

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4.90

Based on 63,023 reviews, last reviewed 14th Apr 2026

1125300% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Customer service needs improving and navigating to r... Customer service needs improving and navigating to resolve issues on the app Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (63023)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Very practical and friendly way to pay and receive m...

Very practical and friendly way to pay and receive money Reviewed on: 9th April 2026

It is easy to use and can be used at many retail shops.

It is easy to use and can be used at many retail shops. Reviewed on: 9th April 2026

I have been using Paypal for years, they have divers...

I have been using Paypal for years, they have diversified the offered services to enable customers to use credit responsibly. I budget, so having pay in 3 and paying in 4 purchases over £100 have been such a great tool of getting the things I need without too much struggle or wait. Highly recommend, their communication is also clear and fair. Reviewed on: 9th April 2026

I’ve been using PayPal for over a decade now

I’ve been using PayPal for over a decade now, never had any issues. It was fantastic during its eBay days. Now I mostly use it as credit for everyday purchases online, which is fantastic and is helping me keep my high credit score. Reviewed on: 9th April 2026

Great experience overall!

Great experience overall. Great company And customer service that always helped me when I needed Reviewed on: 9th April 2026

Excellent

Paying with PayPal credit is very easy and wonderful, and with a good APR Reviewed on: 9th April 2026

PayPay security

PayPal gives me the help to purchase things I want without leaving me short of money with their pay in 3 and also the confidence that it is a secure payment method. Reviewed on: 9th April 2026

Regularly available, good options

Always provides clear guidance, good availability and regular balance information. Continually communicates what offers are available and alternative options when planning any online spend. Additionally has card options via my wallet Reviewed on: 9th April 2026

Paypal just works

Paypal just works, they were very understanding during COVID and have gained a lifelong customer. Reviewed on: 9th April 2026

Paypal customer

I have been a long customer of paypal and tend to always use this service when available to buy products to ensure i do safe transfers Reviewed on: 9th April 2026

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