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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Personally the whole process from application to pur...

Personally the whole process from application to purchase of goods/ is really straightforward and is not overbearing.I’ve applied several times and each time has been seamless. Reviewed on: 5th June 2025

I always pay with PayPal

I always pay with PayPal and they have great offers on. I find it the safest way to pay. Reviewed on: 5th June 2025

PayPal exceeds I believe due to PayPal credit.

PayPal exceeds I believe due to PayPal credit as all purchases are 0% for 4 months, unlike a credit card where you have to be on the lookout for deals. PayPal credit also never used to affect credit score which now I believe it does unfortunately which will be the downside for some but I always pay on time so for me it’s no issue. Also when you see a website accepts PayPal you automatically trust the site. Reviewed on: 5th June 2025

Very easy to follow balance and make payments, wheth...

Very easy to follow balance and make payments, whether doe or not. Very flexible. Reviewed on: 5th June 2025

Good service but difficult to navigate when there is...

Good service but difficult to navigate when there is an issue, use PayPal for pretty muich everything! Reviewed on: 5th June 2025

Easy to use

Easy to use and nice simple quick method. No issues, good overall Reviewed on: 5th June 2025

Happy Banking

Polite, professional & well informed service., Reviewed on: 5th June 2025

Purchases safe

I use paypal for my on line purchases as l know my payment is safe. Reviewed on: 5th June 2025

Honestly PayPal credit is fantastic with all the ben...

Honestly PayPal credit is fantastic with all the benefits you get with kalana but with a higher credit limit and more flexibility on payments, I have bought so much with PayPal credit it’s my go to service five stars Reviewed on: 5th June 2025

I have never had a problem

I have never had a problem with payments or goods bought with paypal Reviewed on: 5th June 2025

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