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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Banging! Customer service go above and beyond.

Customer service go above and beyond. Paypal is excellent! Reviewed on: 5th June 2025

Paypal makes it easy.

Paypal have been brilliant in terms of making it easy for me to pay for things and use credit to pay for larger purchases. The app is perfect and makes it easy for me to manage my money and payment. Reviewed on: 5th June 2025

Using PayPal guarantees security

Whenever I’ve had an issue with a retailer PayPal has always sorted it Reviewed on: 5th June 2025

Reliable and Secure PayPal Delivers Every Time!

I've used PayPal for over 10 years, and every issue has been quickly resolved. Online payments feel safe and hassle-free, and their credit options are fantastic. A trusted service that makes managing money easy! Reviewed on: 5th June 2025

Great service and rates.

Great service and rates. Pay in 3 is also very handy and allows you to stay ok top of what you owe. App makes it easy to pay and feels safe. Reviewed on: 4th June 2025

I have been scammed but paid sigh PayPal and was cov...

I have been scammed but paid sigh PayPal and was covered and refunded Reviewed on: 4th June 2025

I have 0 anxiety with PayPal!

I’ve been using PayPal for years, and I can confidently say it’s the best payment platform out there. Whether I’m shopping online, sending money to friends, or receiving payments for work, PayPal makes everything fast, easy, and completely secure. What I love most is the peace of mind. Their buyer and seller protection is second to non. I always feel safe knowing PayPal has my back. Transactions are smooth, the app is super intuitive, and having everything in one place is a game-changer. They’ve made sending and receiving money feel effortless. Even the instant transfers and currency conversions work flawlessly. I can’t imagine managing my finances online without PayPal. If you’re on the fence, don’t be. PayPal is hands-down the most reliable and user-friendly digital payment service out there. 10/10! Reviewed on: 4th June 2025

PayPal is very useful and easy to use.

PayPal is very useful and easy to use. It saves me having to enter all my payment card details and also allows more time to pay if required Reviewed on: 4th June 2025

Its a nice expected experience, i use it for most on...

Its a nice expected experience, i use it for most online payments. Reviewed on: 4th June 2025

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