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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I use PayPal as it makes my life much easier with on...

I use PayPal as it makes my life much easier with online shopping Reviewed on: 4th June 2025

PayPal Credit and Repayment

I enjoy the PayPal Credit and repayment amount, really helps my budget. Reviewed on: 4th June 2025

Easy to use.

Easy to use. Secure and worry free Reviewed on: 4th June 2025

Very happy with service provided

Very happy with service provided Reviewed on: 4th June 2025

The process of using PayPal is quick and easy.

The process of using PayPal Credit is easy , quick and convenient, if I want something costing more than I can afford in one payment, it is extremely helpful to know, I can still purchase that item. Reviewed on: 4th June 2025

Paypal credit is Great!

Paypal credit is an easy way to purchase expensive items and repay your purchase amount interest free for a set time. you can also pay it off early without any penalty! Reviewed on: 4th June 2025

Not had many reasons to call PayPal but when I did i...

Not had many reasons to call PayPal but when I did it went ok Reviewed on: 4th June 2025

Great service when needed , PayPal credit is always...

Great service when needed , PayPal credit is always useful and the 0% interest very competitive Reviewed on: 4th June 2025

Helpful, and very useful if you dont want to spend e...

Helpful, and very useful if you dont want to spend everything all at once Reviewed on: 4th June 2025

Great app.

Great and very easy app. Good choice of paying opinions Reviewed on: 4th June 2025

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