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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171662)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My pal in my wallet

Excellent service, the flexibility is great, always carry my little pal in my wallet and ready to use Reviewed on: 7th July 2026

Easy to use app, straight forward when using the pay...

Easy to use app, straight forward when using the pay in 3 option and interest not mega high on PayPal credit. Only downside is that it’s hard to speak to a human being when needed. Reviewed on: 7th July 2026

I've used my PayPal credit to make bigger purchases...

I've used my PayPal credit to make bigger purchases that I needed. It made it easy & hassle free. I was able to pay off my balance in the interest free months, which made things easy & convenient for me. You can set up a DD so you don't have to worry about missing a payment. I'm very happy using PayPal credit. Reviewed on: 7th July 2026

Never had any problems with multiple purchases.

Never had any problems with multiple purchases.,always informed of progress with orders and sales. Reviewed on: 7th July 2026

Very easy to use for my on line purchases.

Very easy to use for my on line purchases. Reviewed on: 7th July 2026

Never have a problem.

Never have a problem. Even when I do have issue they are resolved swiftly Reviewed on: 7th July 2026

PayPal credit is simple and easy to use and offer ve...

PayPal credit is simple and easy to use and offer very good 0% deals on short term credit like 4months free or pay in 3. Great for those slightly larger purchases to spread the cost out and extend your disposable income. Reviewed on: 7th July 2026

Great for helping manage budgets

I really enjoy using PayPal credit as an easy way of paying in instalments. It allows me to chose the amount I want to pay monthly and split the cost of more expensive items across several months. It’s also great for big orders of clothing I want to try on and then I can decide what to keep, pay off my PayPal credit and send the remaining stuff back without having to wait ages for a refund into my bank. Reviewed on: 7th July 2026

PayPal is excellent.

PayPal is excellent. Easy and safe to purchase Reviewed on: 7th July 2026

First Choice to manage purchase

Great option, user friendly, app clear to read and use, ideal for managing bigger purchases with manageable payments. Reviewed on: 7th July 2026

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