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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165833 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (166074)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very helpful , always in on time and on place .

Very helpful , always in on time and on place . Reviewed on: 7th July 2026

Use it wisely and its beneficial

Having the option to spread those bigger payments out, interest free for 4 months has been really useful to me. I've had no issues with the payments although they do take a long time to actually clear from my account which worries me that the payment hasn't been made on time! The statements are a little bit confusing but I'm organised enough to know what i spent and when and make sure I don't spend more than I can afford to repay during that interest-free period. I wouldn't choose paypal credit as a first choice for smaller payments but its definitely good for the bigger ones. Reviewed on: 7th July 2026

Flexible payments

Flexible payment methods helps me keep control of my payments Reviewed on: 7th July 2026

Always get a friendly reminder

Always get a friendly reminder so to avoid charges. Great! Reviewed on: 7th July 2026

So easy to use, very quick transactions

So easy to use, very quick transactions Reviewed on: 7th July 2026

Paypal Credit is an excellent service.

Paypal Credit is an excellent service. The app is easy to use and laid out well to understand. Communication is good regarding payments. It enables you to purchase items that you wouldn't be able to afford to buy in one go. Reviewed on: 7th July 2026

Easy to setup and keep track of

Easy to setup and keep track of with plenty of emails and quick access to the account Reviewed on: 7th July 2026

Excellent, easy, quick and efficient.

Excellent, easy, quick and efficient. Made a last minute purchase just before a holiday affordable. Reviewed on: 7th July 2026

Pay Pal make things easy to understand give you plen...

Pay Pal make things easy to understand give you plenty of notice for any payments due. Then also reminded closer to the time. I would definitely recommend them to a friend. Reviewed on: 7th July 2026

Ease of use

Ease of use and introduction of the credit card made it even better Reviewed on: 7th July 2026

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