Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157757 reviews)

View other PayPal products

4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (157762)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit user for many many years

Been a PayPal credit user for many many years quick & easy to use esp as so many places accept it. always clear payment information. Reviewed on: 6th July 2026

PayPal Crredit

They are clear and concise about terms and conditions. Any spending is notified straight away, and late payments is notified straight away. I am happy that PayPal credit is accepted by a lot of companies and websites so it makes things a lot easier. Payment process is secure and you won’t feel like you will lose details. Reviewed on: 6th July 2026

Good experiences over all with pay pal safe

Good experiences over all with pay pal safe Reviewed on: 6th July 2026

The whole process was stemless from start to end .

The whole process was stemless from start to end . Money was available to me fairly quickly after being accepted. Reviewed on: 6th July 2026

Easy application

Easy application . The steps are straight forward Reviewed on: 6th July 2026

PayPal always deliver!

PayPal have always delivered a great service and now they've introduced a debit card it's fantastic. I've used them for years. Reviewed on: 6th July 2026

I have had a very good experience with PayPal credit...

I have had a very good experience with PayPal credit, they have allowed me time and been consistently good at reminding me for payments, the app is absolutely brilliant and clear also. Reviewed on: 6th July 2026

Great way to pay.

I have always found PayPal a safe and a fast way to transfer money to friends family and bank account. PayPal also has an excellent line of credit options which I have accessed. Pay in three is my favourite although I have used the other options Reviewed on: 6th July 2026

Great availability.

Great availability. Never had an issue Reviewed on: 6th July 2026

The point system is amazing.

The point system is amazing. I have saved so much money using PayPal. The pay in 3 is super and very little effort and direct debits mean it all takes care of itself. It influences where I shop as I will always use PayPal for the points Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80833 reviews
Payments
from PayPal 4.71 from 3766 reviews
Credit card
from PayPal 4.70 from 110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub