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PayPal: PayPal Credit reviews

4.90
Based on 77,047 reviews, last reviewed 19th Apr 2026
2419200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a great tool Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from... Read more Reviewed on: 19th April 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77047)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use facility for both online and in shop pur...

5
Easy to use facility for both online and in shop purchases allowing an interest fee period to pay. Makes managing finances easier. Reviewed on: 16th April 2026

I love PayPal credit option

5
I love PayPal credit option, helps to budget those larger purchases Reviewed on: 16th April 2026

Great service

5
Great, never had any issues when using PayPal services Reviewed on: 16th April 2026

When I got hacked PayPal helped me sort it out and r...

5
When I got hacked PayPal helped me sort it out and recover my losses Reviewed on: 16th April 2026

Like it!

5
Easy payment method and accessible 24/7. Reviewed on: 16th April 2026

Always had good results.

5
Always had good results. They resolved a dispute with a supplier quickly. Reviewed on: 16th April 2026

Easy to use app, no problems with credit limit

5
Easy to use app, no problems with credit limit Reviewed on: 16th April 2026

PayPal is very handy and reasonable.

4
PayPal is very handy and reasonable. It's good to have a little back up. Reviewed on: 16th April 2026

Have always given a great service.

5
Have always given a great service. Reviewed on: 16th April 2026

Perfect and easy

5
Its ideal for me plus its easy to use no going around in circles. And you no where you are on your spending. Reviewed on: 16th April 2026