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PayPal: PayPal Credit reviews

4.90
Based on 82,789 reviews, last reviewed 23rd Apr 2026
2950400% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy App to use and navigate. Easy App to use and navigate, all features are clear. You can see all the activities, spendings, deliveries. Direct debit settle for the value you lik... Read more Reviewed on: 23rd April 2026
Magdalena 's avatar
Magdalena

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026
Tommy's avatar
Tommy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82789)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service and accepted everywhere

5
Great service and accepted everywhere Reviewed on: 19th April 2026

Good service.

5
Good service. Pay in 3 and PayPal credit card is great. Reviewed on: 19th April 2026

Always easy to use, great rates, stress free shopping

5
Always easy to use, great rates, stress free shopping Reviewed on: 19th April 2026

I am a PayPal user almost 20years now and I never ev...

5
I am a PayPal user almost 20years now and I never ever had any issue. They always were helpful and fast. Reviewed on: 19th April 2026

Outstanding Service

5
I have had a very positive experience using PayPal Credit. The service is excellent, easy to use, and very reliable. Transactions are smooth, and everything is handled quickly and securely. It gives me peace of mind when making payments online. Overall, a great service that I highly recommend to others. Reviewed on: 19th April 2026

Very easy to use.

5
Very easy to use. Feels secure and keeps information safely in one location. Makes larger bills more manageable spread over time. Clear and easy to use app with great options available. Reviewed on: 19th April 2026

I highly recommend PayPal credit

5
I have used PayPal credit for some time. I find the process of using PayPal credit quick, easy a d reliable. I feel like it is a safe credit option in a world today when finances feel hard and unstable. Reviewed on: 19th April 2026

Paypal credit

5
Easy no problems easy way to pay and pay off Reviewed on: 19th April 2026

Easy access to money and convenient payment terms

5
Easy access to money and pay in convince Reviewed on: 19th April 2026

Secure and easy to use

5
Easy to use, knowing that transactions are secure and new parcel tracking app is briliiant Reviewed on: 19th April 2026