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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146033 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146034)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I like being able to pay later and save money

I like being able to pay later and keep my money in my account earning interest. It effectively adds an extra discount on my purchases. Reviewed on: 16th June 2026

Very easy to use and it is a life saver.

Very easy to use and it is a life saver... Reviewed on: 16th June 2026

I’ve used pay pal credit for around 5 years it’s suc...

I’ve used pay pal credit for around 5 years it’s such a good way of getting things on the priceyer side and paying up. Reviewed on: 16th June 2026

simply the best

I use pay pal to pay for everything if there is ever a problem they sort it out I would recommend to everyone to consider using the system Reviewed on: 16th June 2026

Good communication Always happy to help

Good communication Always happy to help Reviewed on: 16th June 2026

The app is very easy to use and it gives you a clear...

The app is very easy to use and it gives you a clear breakdown of you owe. It makes managing my finances easier which is good for me Reviewed on: 16th June 2026

Financiall Fair

Paypal has helped me with refunds from "difficult companies". The website clear and simple to use. Reviewed on: 16th June 2026

Ideal for controlled shopping.

I like the various payment options offered by PayPal. Also the reminders when a payment is due. I feel secure using PayPal. The credit card is a bonus and having the opportunity to clear the balance in 4 payments makes it easier to shop and not go crazy. Reviewed on: 16th June 2026

Great reminders, clear communication and easy to use.

Great reminders, clear communication and easy to use. Reviewed on: 16th June 2026

Helped me with subscriptions

Able to resolve a oroblem with unauthorized subscriptions on the phone very quickly, Reviewed on: 16th June 2026

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