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PayPal: PayPal Credit reviews

4.91
Based on 50,716 reviews, last reviewed 17th Jun 2025
1834100% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy Peasy Lemon Squeezy I’ve used PayPal for years and it works easily. I have repeat payments set up, I have direct debits come from my account and it’s really easy as I don... Read more Reviewed on: 17th June 2025
Amy M's avatar
Amy M

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal PayPal Credit reviews (50716)

Review of the PayPal, PayPal Credit:

Happy with PayPal in general.

5
Never had a problem with PayPal... always quick to transfer & receive money. I also have PayPal credit and it's helping when I am a bit short on money. Can't rate customer service, as I never contacted them. Reviewed on: 31st May 2025

Should have a card too, enabling to purchase in shops.

5
Should have a card too, enabling to purchase in shops. Reviewed on: 14th June 2025

I have very bad experience

4
Paypal credit is not good idea I have very bad experience I got mobile from PayPal credit first month it takes the money from my bank automatically but next month they said it will charge you if I not pay the credit and it was more than I have to pay that was very bad. I consider it just a scam to make more money. Reviewed on: 14th June 2025

Prolem free transactions.

5
Prolem free transactions. Easy to manage. Reviewed on: 14th June 2025

Convenient & consistent.

5
Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025

I received a refund to PayPal credit and now I have...

4
I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025

Customer Satisfaction

5
PayPal has been one of the most reliable credit providers I’ve used. I’ve been a loyal customer since 2015, and my experience has consistently exceeded expectations. Their services are dependable, user-friendly, and truly add value. I highly recommend PayPal to anyone looking for a trustworthy financial partner. Reviewed on: 13th June 2025

Simple and easy

5
Easy process and uncomplicated. I haven't had any problems so far and I've been using for a year Reviewed on: 13th June 2025

PayPal my go to choice for payments

5
I feel more secure using PayPal when making purchases and having credit options too. On the rare occasion I’ve needed assistance they have been easy to contact and resolve my issue. Reviewed on: 13th June 2025

Online Payments Simplicity

5
I find PayPal incredibly useful for online payments and their pay in 3 and credit options are really good value in my opinion. Reviewed on: 13th June 2025

Purchase protection with added credit functions

5
I have used PayPal for years now for general purchasing - PayPal gives you added peace of mind that if something goes wrong, they will help you to put it right. More recently, I've been using PayPal Credit and Pay-in-3 to spread the cost of bigger purchases with zero interest. Very handy! Reviewed on: 13th June 2025

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