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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50648 reviews)

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4.91

Based on 50,648 reviews, last reviewed 13th Jun 2025

1828100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s been great overall, never had any issues! It’s been great overall, never had any issues! Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50648)

Review of the PayPal, PayPal Credit:

Happy with PayPal in general.

Never had a problem with PayPal... always quick to transfer & receive money. I also have PayPal credit and it's helping when I am a bit short on money. Can't rate customer service, as I never contacted them. Reviewed on: 31st May 2025

Very good service that has lots of use cases with ma...

Very good service that has lots of use cases with many businesses and vendors accepting it. Good for a rainy day situation! Reviewed on: 11th June 2025

Low interest

I've been using PayPal credit for awhile now. It's flexible and the low interest. I can easily manage my direct debit Reviewed on: 11th June 2025

All good in general, I’m strongly recommending PayPa...

All good in general, I’m strongly recommending PayPal for everyone Reviewed on: 11th June 2025

Convenient and Easy to Use, but Watch the Interest

I’ve used PayPal Credit for book flight tickets purchases over the past year. The application process was quick and approval was instant. I particularly like the 0% interest on purchases over a certain amount if paid within the promotional period — it’s a helpful budgeting tool. The integration with my PayPal account is seamless, and I receive clear monthly statements. However, the interest rates after the promotional period are quite high, so it’s essential to pay off the balance in time. Overall, a convenient option if managed carefully Reviewed on: 11th June 2025

Nice easy to use service

Really easy to use and the pay in 3 feature is an excellent addition Reviewed on: 11th June 2025

I use PayPal credit all the time, the 0% four month...

I use PayPal credit all the time, the 0% four month offer on purchases is really useful. Reviewed on: 11th June 2025

Easy free way to spread cost

4 months interest free credit on PayPal credit is a really good value way to help spread costs, especially on smaller purchases. Been using it for a few years now and had a really good experience with it. Reviewed on: 11th June 2025

Paypal is where i started collecting koney before i...

Paypal is where i started collecting koney before i got a bank account Reviewed on: 11th June 2025

Great customer service and excellent service

I've been using PayPal Credit for quite a while and I can say the service is excellent. Customer service team is very responsive if you have any questions and doubts, it's easy to navigate on the website and app too. Reviewed on: 11th June 2025

I think PayPal is a great accessible secure platform...

I think PayPal is a great accessible secure platform for handling transactions online. Reviewed on: 11th June 2025

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