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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50554 reviews)

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4.91

Based on 50,554 reviews, last reviewed 10th Jun 2025

1819900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent in every way especially in the times we al... Excellent in every way especially in the times we all find ourselves in at the moment with shortages of money Reviewed on: 10th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50554)

Review of the PayPal, PayPal Credit:

Brilliant

It's been a great help. It has helped me to manage my finances and make affordable repayments. Reviewed on: 8th July 2022

Flexible, reliable.

Flexible, reliable. Easy options at checkout. Also, easy to talk to a human when (admittedly, rarely) there was a need. Reviewed on: 8th June 2025

Easy and convenient to use.

Easy and convenient to use. Safe and secure to use online. Never had any issues. Reviewed on: 8th June 2025

Pay pal is such a versatile Payment system it’s easy...

Pay pal is such a versatile Payment system it’s easy to use and the options for paying back the credit is great Reviewed on: 8th June 2025

Very useful easy & convenient for online shopping.

Very useful easy & convenient for online shopping. Very secure for payment. Reviewed on: 8th June 2025

PayPal great, PayPal Credit not transparent.

As a service overall, it’s very good, and Pay in 3 is a lifesaver. However although PayPal Credit is useful to have I was shocked to see it seems to have registered on my credit report as a search every time I used it. Reviewed on: 8th June 2025

Trusted by millions - Safe for everyone

quick and easy to pay or receive money, trusted and safe Reviewed on: 8th June 2025

Safe m to make payment to pay pal good to improve

Safe my money easy to use and easy to make payment to paypal credit and can improve my credit limit Reviewed on: 8th June 2025

I think PayPal credit are excellent lenders, fair wi...

I think PayPal credit are excellent lenders, fair with their limits and very easy to use Reviewed on: 8th June 2025

A trustworthy Company who provide a variety of produ...

A trustworthy Company who provide a variety of products for individual needs. Safe and secure way to purchase. Excellent customer support. Reviewed on: 8th June 2025

Reliable, effective online payment.

Reliable, effective online payment. Reviewed on: 8th June 2025

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