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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Really like the interest free PAY IN THREE option

Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024

Good service , I've had a couple issues with supplie...

Good service , I've had a couple issues with suppliers that PayPal has resolved Reviewed on: 3rd June 2025

Never an issue, ease of use.

Never an issue, ease of use. Know exactly where you are with you credit and balance. Reviewed on: 3rd June 2025

it great easy to use - easy to check balance and eas...

it great easy to use - easy to check balance and easy to check it all Reviewed on: 3rd June 2025

so easy to use and quick and fast when paying for so...

so easy to use and quick and fast when paying for something. Reviewed on: 3rd June 2025

Helps on occasion

Pretty straightforward to use. Helpful on occasions to use Amex on stores which wouldn't otherwise accept it Reviewed on: 3rd June 2025

Great Customer Service

I had an issue with a payment that was made via Paypal, contacted them and they had sorted it all out within two hours. I love having the pay in 3 option to buy items that we want. Its easier to spread the cost as everything is so expensive nowadays. Reviewed on: 3rd June 2025

Shopping with PayPal.

Hi. Been PayPal customer for over 10 years and will be for a long time to come hopefully. PayPal, a Professional Organisation all round. Happy Shopping, Happy Customers. Thanks. Reviewed on: 3rd June 2025

Use occasionally for booking holidays & expansive items

Use occasionally for booking holidays & expansive items that can be cleared within 4 months no interest perfect Reviewed on: 3rd June 2025

I have always found PayPal easy to use.

I have always found PayPal easy to use. They are also very efficient in resolving disputes and/or queries. Reviewed on: 3rd June 2025

Having used it at various different levels it's alw...

Having used it at various different levels it's always been easy to use and simple to manage Reviewed on: 3rd June 2025

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