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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146144 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146144)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good service I had with PayPal

Excelent, Good service I had with PayPal Reviewed on: 15th June 2026

Bad customer service

About 4-5!years ago I missed a payment by a few days I was driving at the time I received a call, told the lady this and said I will call back, but she said no, it needed paying NOW, obviously I couldn’t so she put a default notice on my account, terrible customer service Reviewed on: 15th June 2026

Paypay vibes

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases over time has been extremely convenient. The integration with PayPal makes checkout quick and easy, especially when shopping online. I appreciate the flexibility it provides, as well as the ability to manage my account and payments through a familiar platform. Customer support has been helpful when needed, and the promotional financing options can be a great benefit when used responsibly. Overall, PayPal Credit is a useful financial tool that offers convenience, flexibility, and a smooth user experience for online shoppers. Reviewed on: 15th June 2026

Really easy to use.

Really easy to use. accepted everywhere Reviewed on: 15th June 2026

Easy process

Very easy and straightforward process Reviewed on: 15th June 2026

Paul report

Easy and quick to use reliable safe and secure Alway used PayPal to pay if I can Reviewed on: 15th June 2026

Flexible way to pay and good interest rates

Flexible way to pay and good interest rates Reviewed on: 15th June 2026

Massiv up from me

Love PayPal and how flexible it is with customers the pay in three is a great option helps when money is tight to spread the cost of purchasea Reviewed on: 15th June 2026

Satisfactory, safe and secure

Satisfactory, safe ,reliable and secure Reviewed on: 15th June 2026

I find PayPal extremely useful

I find PayPal extremely useful and convenient when I want to buy anything online. I really like to use because I don't have to give out my credit card details to someone I don't know when buying things. Reviewed on: 15th June 2026

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