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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85429 reviews)

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4.90

Based on 85,429 reviews, last reviewed 25th Apr 2026

3195600% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great app I have contacted customer service only once about an address issue and they sorted it out straight away. I loved the” Pay in Three system and can also... Read more Reviewed on: 25th April 2026

Latest lowest rating:

2

I’m holding the account more than 20 years and my cr... I’m holding the account more than 20 years and my credit limit was £1200 and suddenly without any reason reduced to only £200. It’s long back. So don’... Read more Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85429)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had and issues with PayPal and easy to use and...

Never had and issues with PayPal and easy to use and pay for items! Reviewed on: 20th April 2026

Go to card...

Great way to spread the cost of purchase over 4 months interest free. Easy to set up and use. Reviewed on: 20th April 2026

Great company, always helped when any issues arise.

Great company, always helped when any issues arise. Reviewed on: 20th April 2026

Irecently had a great experience with PayPal custome...

Irecently had a great experience with PayPal customer service. My issue was handled quickly and professionally, and the support team was clear, patient, and very helpful throughout. Everything was resolved smoothly, and I felt genuinely supported. Excellent service overall—thank you PayPal! Reviewed on: 20th April 2026

PayPal Experience

The process to get a refund for lost or damaged items is quick and straightforward and can easily spread the cost in three interest free installments Reviewed on: 20th April 2026

Love it easy to use

Easy to use. Good place to store money, can earn cash back Reviewed on: 20th April 2026

Really easy to use and interest free period

Really easy to use and the app makes it easy to manage. I can pay towards my balance at any time and I get interest free credit Reviewed on: 20th April 2026

I have had the best experience so far no complaints

I have had the best experience so far no complaints Reviewed on: 20th April 2026

Brilliant company. To use for all purchases

I have used pay pal for years . I’ve used PayPal credit , pay in 3 , all the services PayPal provides . I highly recommend them ,they keep you informed of upcoming payments , so you’re never late with payments . Whenever I’ve needed to contact PayPal they have responded quickly and always sorted any issue I have out . I will continue to use PayPal as they are useful for many things Reviewed on: 20th April 2026

PayPal is a safe way to pay online , PayPal credit i...

PayPal is a safe way to pay online , PayPal credit is good for spreading the cost over a longer period although it’s a little expensive, pay in 3 is brilliant Reviewed on: 20th April 2026

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