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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146110)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal for the win

5
PayPal customer services are always so helpful and always resolve any issues I might be facing. PayPal credit is great as it gives so much flexibility to enjoy things I couldn’t normally afford. Reviewed on: 15th June 2026

Easy, fast and safe way to order online goods.

5
Easy, fast and safe way to order online goods. Reviewed on: 15th June 2026

Excellent service very easy to use and great terms

5
Excellent service very easy to use and great terms Reviewed on: 15th June 2026

I have been a customer for many years and I have nev...

5
I have been a customer for many years and I have never had any issues with PayPal. Reviewed on: 15th June 2026

Excellent Paypal credit

5
I have used Paypal since 2013 and it has done well with the Paypal credit. Reviewed on: 15th June 2026

Great way to spread payments without interest

5
Great way to spread payments without interest Reviewed on: 15th June 2026

Always been good.

5
Always been good. Good service and good options. Reviewed on: 15th June 2026

Tailored to my needs and very consumer friendly

4
Tailored to my needs and very consumer friendly Reviewed on: 15th June 2026

PayPal, the most secured way to do transactions.

5
PayPal, the most secured way to do transactions. Reviewed on: 15th June 2026

I find PayPal safe and reliable for transactions.

5
I find PayPal safe and reliable for transactions. Great security and had PayPal since I was 16. Reviewed on: 15th June 2026

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