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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146034)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good.goog good good good

5
Good. All going well. Like using it when buying stiff from places that look dodgy. Reviewed on: 15th June 2026

Ease of use and convenience.

5
Ease of use and convenience. Used for over 20yrs and Paypal credit is a massive bonus to me. Reviewed on: 15th June 2026

Straight forward and Easy to reach for help

5
Straight forward and Easy to reach for help Reviewed on: 15th June 2026

Great for online payments...

4
Great for online payments, and for staggering payments with their credit feature. The app is also very robust. Reviewed on: 15th June 2026

I was using almost 10 years and it’s always fine.

5
I was using almost 10 years and it’s always fine. It’s very very less interest and helpful. Reviewed on: 15th June 2026

Excellent Service

5
A Professional, personal & confidential I service. Also good to receive informative updates & services. Thank you. Reviewed on: 15th June 2026

Great PayPal services

5
PayPal is very safe and reliable. Reviewed on: 15th June 2026

Always use for pay in 3, secure way to pay.

5
Always use for pay in 3, secure way to pay. I use as a default paying method on most transactions. Easy to use app and to keep track of payments. Paypal credit gives different options for payments compared to others. Reviewed on: 15th June 2026

Great Experience

5
I've used PayPal Credit for several purchases and found it convenient and easy to manage. The application process was straightforward, payments are easy to track through my PayPal account, and the promotional financing options have helped me spread the cost of larger purchases. Overall, it's been a useful and flexible credit product. Reviewed on: 15th June 2026

Good service reliable and quick and.

5
Good service reliable and quick and. Secure Reviewed on: 15th June 2026

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