Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50779 reviews)

View other PayPal products

4.91

Based on 50,779 reviews, last reviewed 24th Jun 2025

1840100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Peace of mind - Confident customer service I only ever needed to contact PayPal Credit once for more clarity on one of their features. The representative who assisted me over the phone provided... Read more Reviewed on: 24th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews See your review

About this product

PayPal PayPal Credit reviews (50779)

Review of the PayPal, PayPal Credit:

Great service with some issues

Inability to pay off PayPal credit balances from your PayPal balance and no way to have payments taken immediately from your bank account create issues. With substantial charges whenever a payment is rejected for any reason (such as not having transferred in enough money as other payments have come out in the time you wait for PayPal to process the charge.) it can be a real pain if you manage your account balances manually Reviewed on: 7th June 2024

nothing more to add service is good

nothing more to add service is good Reviewed on: 17th June 2025

It’s good app where u can send money

It’s good app where u can send money Reviewed on: 17th June 2025

Recommendations

I got recommended it by a friend so I downloaded it and I’ve had it since. I’ve very much found it useful and very easy to use too. I’ve recommended it to a few other friends too, I’d definitely recommend it to more people in the future :) Reviewed on: 17th June 2025

Easy Peasy Lemon Squeezy

I’ve used PayPal for years and it works easily. I have repeat payments set up, I have direct debits come from my account and it’s really easy as I don’t have to do anything, I just make sure there’s money in there and it does the work for me! Reviewed on: 17th June 2025

pay pal credit is goated get on it

pay pal credit is goated get on it Reviewed on: 17th June 2025

PayPal is trusted and accepted in many places which...

PayPal is trusted and accepted in many places which makes it very convenient. I never had issues with it and I use it and prefer it above other payment methods. Reviewed on: 17th June 2025

had paypal since i been in school days.

had paypal since i been in school days. never had any problems or anything 100% good to use if you want to feel safe . worldwide you can use it pretty sure in any country Reviewed on: 17th June 2025

Highly Recommend PayPal Pay in 3!

Use PayPal Pay in 3 regularly and it helps spread the costs of holidays and treats. Reviewed on: 17th June 2025

Always get first class customer service Paypal is th...

Always get first class customer service Paypal is the best Reviewed on: 17th June 2025

Paypay Credit experience is so easy.......

The whole Paypay experience is easy and allows much flexibility both in purchase and credit flexibility. Reviewed on: 16th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus
from Capital One 3.29 from 3 reviews
Charge Card
from American Express 3.94 from 24 reviews
American Express Credit Card
from American Express 3.49 from 94 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub