Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50749 reviews)

View other PayPal products

4.91

Based on 50,749 reviews, last reviewed 20th Jun 2025

1837100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good Being able to spread the cost of purchased items easy and convenient. Reviewed on: 20th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews See your review

About this product

PayPal PayPal Credit reviews (50749)

Review of the PayPal, PayPal Credit:

Life saver

Convenient for online shoppers who already use PayPal month interest-free offer on larger purchases No need for a physical card Can help manage cash flow for big purchases Easy to apply if you have a PayPal account Reviewed on: 31st May 2025

Good and trustful service tested for a years.

Good and trustful service tested for a years. Reviewed on: 16th June 2025

Customer service is neutral because I've never had t...

Customer service is neutral because I've never had to use it. Reviewed on: 16th June 2025

Reliable back up

I have been with PayPal for a few years, never had an issue. Great service. Reviewed on: 15th June 2025

I use PayPal credit for everything.

I use PayPal credit for everything. It is the most convenient way of paying and plenty of options to pay money back Reviewed on: 15th June 2025

The only way I pay for anything online!

The only way I pay for anything online! I’ve had such a good experience with them helping me get refunds, so easy and reliable. I also use the “pay later” option frequently. It’s nice being able to spread the cost with no interest over 4 months. I would recommend to anyone! Reviewed on: 15th June 2025

It really helpful on the current ecocomy situation

It really helpful on the current ecocomy situation Reviewed on: 15th June 2025

Easy to use and love the 0% interest on purchases up...

Easy to use and love the 0% interest on purchases up to 4 months. Helped me out a lot Reviewed on: 15th June 2025

It allows you to make purchases with a little more t...

It allows you to make purchases with a little more time to pay interest free. Reviewed on: 15th June 2025

I love paypal

PayPal makes online payments fast, safe, and incredibly easy. I love being able to shop, send money, and manage my transactions all in one place. The buyer protection gives me peace of mind, and the app is super user-friendly. I wouldn’t shop online without it Reviewed on: 15th June 2025

Excellent service easy to understand statements and...

Excellent service easy to understand statements and make payments or direct debit Reviewed on: 15th June 2025

Alternative products

Cashback Plus Credit Card
from NatWest 4.35 from 60 reviews
Black Diamond Visa
from Vanquis 4.73 from 8 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub