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PayPal: PayPal Credit reviews

4.90
Based on 100,756 reviews, last reviewed 7th May 2026
2304000% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always covered I love the money back policy if a retailer doesn't provide what I pay for. Reviewed on: 7th May 2026
Tinx's avatar
Tinx

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100756)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simless and it has been the best in its class

5
Simless and it has been the best in its class. I didn't even apply for their credit i was told I qualify for one if im interested and I simply said yes and the rest they say is history. Im enjoying been with PayPal Reviewed on: 3rd May 2026

I have been using PayPal for many years now .

5
I have been using PayPal for many years now .It has been wonderful experience paying with PayPal securely and money is protected too I always prefer PayPal for online payments which is more convenient and safe thats why I have created accounts for my family members too thankyou Reviewed on: 3rd May 2026

Used it for years reliable and fast

5
Used it for years reliable and fast Reviewed on: 3rd May 2026

Top banana

5
Pay pal is a great app to have cash, credit, savings, all in one place and at your fingertips when you need it. Reviewed on: 3rd May 2026

PayPal is always prompt at dealing with any issues a...

5
PayPal is always prompt at dealing with any issues and assisting with problems, big or small. Reviewed on: 3rd May 2026

Reliable and trustworthy service

5
I have never had cause for complaint and have peace of mind using PayPal for the majority of my financial transactions Reviewed on: 3rd May 2026

Great convenience

5
It has been very convenient to pay with PayPal Reviewed on: 3rd May 2026

Been using for years, highly recommend

5
Been using for years, highly recommend Reviewed on: 3rd May 2026

My best experience with PayPal credit.

5
My best experience with PayPal credit. Reviewed on: 3rd May 2026

I like using PayPal credit because it gives me that...

5
I like using PayPal credit because it gives me that extra level of security on my purchases. I know from experience that if I have a problem with a vendor PayPal can step in and help. The 4 months interest free payments are also a great help and allow me to control my budget easily. Reviewed on: 3rd May 2026

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