Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101344 reviews)

View other PayPal products

4.90

Based on 101,344 reviews, last reviewed 8th May 2026

2331350% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good job paypal I’ve been using PayPal for years and it’s honestly made online payments so much easier. Transactions are fast, secure, and I love the buyer protection... Read more Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101344)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

East to use

Easy to use app and easy to manage Reviewed on: 4th May 2026

Easy to use

Easy to use and always on the ball Reviewed on: 4th May 2026

Nice service.

Nice service. Always there if need Extra help Reviewed on: 4th May 2026

Bardzo pomocny przy zakupach niewielka oplata rozson...

Bardzo pomocny przy zakupach niewielka oplata rozsondna cena Reviewed on: 4th May 2026

Just excellent

Excellent whenever needed, wish they increase my limit Reviewed on: 4th May 2026

Was able to pay for items and pay in instalment...

Was able to pay for items and pay in instalment Reviewed on: 4th May 2026

Best credit card out there

Excellent credit card out there. PayPal gives easy credit payment access Reviewed on: 4th May 2026

Easy to use quick service, reliable,

Easy to use quick service, reliable, Reviewed on: 4th May 2026

Excellent

Excellent wouldn’t change a things has helped me a lot Reviewed on: 4th May 2026

Great service

So convenient to buy flights and spread the cost over four months Reviewed on: 4th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47768 reviews
Payments
from PayPal 4.91 from 3708 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub