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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Seamless and helpful they always do a good job of ma...

Seamless and helpful they always do a good job of making money east Reviewed on: 2nd June 2025

Easy to deal with.

Easy to deal with.been using tham for years Reviewed on: 2nd June 2025

I have only ever had positive dealings with PayPal o...

I have only ever had positive dealings with PayPal over the many years I have been a customer The customer services team are always polite, empathetic and helpful. I have recommended PayPal serices to family and friends due to my own experience with them Reviewed on: 2nd June 2025

Use PayPal always

Always use PayPal keeping my banking details private Reviewed on: 2nd June 2025

Perfect Paypal

Amazing service that I have started to see more readily available Reviewed on: 2nd June 2025

PayPal first bank later...

It’s not complicated compared to my bank so I always use it if transferring money. Reviewed on: 2nd June 2025

I make most of mu transactions through Paypal credit...

I make most of mu transactions through Paypal credit it is really convenient for me however it has changed. On the Pay within 4 moths you would have until the 5 month to clear it without interest now you have to pay it off in full within the 4 months Reviewed on: 2nd June 2025

Easy to use

The app is easy to navigate, you can see at a touch what you need and, it's all very clearly laid out - easy to use and understand. Reviewed on: 2nd June 2025

Fast and fab

Quick and easy no trouble at all Reviewed on: 2nd June 2025

Great Service

I have used PayPal credit on several occasions and have found it very useful. Never had any issues. Great service. Reviewed on: 2nd June 2025

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