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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101915 reviews)

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4.90

Based on 101,915 reviews, last reviewed 8th May 2026

2357150% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great to work with always help were they can to solv... Great to work with always help were they can to solve any problems Reviewed on: 8th May 2026

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101915)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal, a worthy, must-have financial app.

PayPal credit has been a lifesaver for me when I am out of cash to purchase things I love to have. The payment options are fantastic and you pick the one that is suitable for you. Thank you PayPal for being considerate not to spoil my credit score when I missed a payment due to a glitch with my already set up direct debit with my bank. I was reached out to by a staff from PayPal to remind me my repayment was missed. Once I sent the monies, the £12 missed payment charge was reversed and my credit score was not affected. Reviewed on: 5th May 2026

Never any issues with PayPal

Never any issues with PayPal, always smooth transactions & service. Their customer service is accessible & helpful. Reviewed on: 5th May 2026

Easy, user friendly, value for money

Very easy to use interface. PayPal Credit was the first credit service I ever signed up for and the process was a breeze. The 0% interest over £99 also helps a bunch! Whenever I've had questions, the customer service team and quick to respond and eager to help, and they aren't just limited to an online chat. Some bits of info do take a little digging within their FAQs, but honestly can't complain more than that! Reviewed on: 5th May 2026

PayPal protection is the best thing about them; proc...

PayPal protection is the best thing about them; process could take a bit of time, but you trust the outcome to be fair, plus I enjoy I could use my Amex a lot more through PayPal. Reviewed on: 5th May 2026

Always had a good experience with PayPal

Always had a good experience with PayPal Reviewed on: 5th May 2026

Good service

The service is exceptionally good. Reviewed on: 5th May 2026

Easy app

Easy app and keep on track any problems feel safe paying with pay pal Reviewed on: 5th May 2026

Paypal credit

Paypal credit makes spreading the cost of expensive items affordable and purchasing everyday items easy Reviewed on: 5th May 2026

Poor explanation.

Poor explanation. When you ask about anything regarding your account Reviewed on: 5th May 2026

It's good but imrntrest to pay bit higher but it's...

It's good but intrest to pay bit higher but it's okay Reviewed on: 5th May 2026

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