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PayPal: PayPal Credit reviews

4.90
Based on 102,256 reviews, last reviewed 8th May 2026
2373000% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

With PayPal I feel safe making purchases online. With PayPal I feel safe making purchases online. Their customer support is excellent and theirs services are easy to use Reviewed on: 8th May 2026
Charlie Baker's avatar
Charlie Baker

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102256)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to understand and to use.

5
Easy to understand and to use. Flexible paying not only for credit but the pay 3. Reviewed on: 5th May 2026

Helpful Paypal Credit

5
Paypal credit helps me pay for goods and services that I cannot pay in full during purchasing. It's allow me to spread the costs in three months which does not affect my monthly budgets before my next payday which is at the end of the month. Reviewed on: 5th May 2026

Bought a phone off samsung for just over £1200 at 36...

3
Bought a phone off samsung for just over £1200 at 36 months 0% free, £28.47 a month. Paypal is charging me as if I got 2 phones, trying to resolve it through resolution with no luck. Reviewed on: 5th May 2026

My experience with PayPal credit

4
My experience with PayPal credit has been good! It allows me to spread the cost of bigger products etc and makes shopping that little bit easier Reviewed on: 5th May 2026

Great banking services

5
101% Recommended…Great banking services…Simple as that…THX PayPal Reviewed on: 5th May 2026

Easy and quick what you want more just best.

5
Easy and quick what you want more just best.. Reviewed on: 5th May 2026

Fast, wonderfully efficient way to pay & great prote...

5
Fast, wonderfully efficient way to pay & great protection too. Reviewed on: 5th May 2026

Excellent service

5
Always very helful and polite when talking to an agent Reviewed on: 5th May 2026

PayPal is the best online credit account and works f...

5
PayPal is the best online credit account and works for everything I need to pay for Reviewed on: 5th May 2026

I've used PayPal for years PayPal is great.

5
I've used PayPal for years because it lets me pay online securely and offers support if needed. Reviewed on: 5th May 2026

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