Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102617 reviews)

View other PayPal products

4.90

Based on 102,617 reviews, last reviewed 9th May 2026

2389350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I always find PayPal very helpful I always find PayPal very helpful Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102617)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

hassle free

Always clean quick payments hassle free Reviewed on: 5th May 2026

never had any major problems.

never had any major problems. only time had payment problem was resolved immediately Reviewed on: 5th May 2026

Always worked very well for me !

Always worked very well for me ! Reviewed on: 5th May 2026

Super Helpful Team

Paypal has always been brilliant. I had issues confirming my identity to add my paypal credit onto my apple wallet and I managed to talk to a really nice lady on the phone at paypal who was able to conform my identity really easily and i could add the account straight onto my wallet before the call even ended. Reviewed on: 5th May 2026

Great to help budget!

PayPal credit allows you to spend within your limit and pay it back without interest. It helps you to budget without getting into too much debt. Reviewed on: 5th May 2026

Great offers would highly recommend

Great offers would highly recommend Reviewed on: 5th May 2026

A quick and safe credit facility.

A quick and safe credit facility. Reviewed on: 5th May 2026

I feel safe buying online with my PayPal.

I feel safe buying online with my PayPal. Reviewed on: 5th May 2026

Easy to use

Was easy to use. Used PayPal credit for quick payments and haven’t had any issues. Reviewed on: 5th May 2026

Great service and very straight forward to set up.

Great service and very straight forward to set up. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48443 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub