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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102911 reviews)

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4.90

Based on 102,911 reviews, last reviewed 9th May 2026

2402700% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease of use via the app and consistent decision buil... Ease of use via the app and consistent decision build a great experience Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102911)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fast, secure and reliable service

Have used this for a couple of years and have found it useful straightforward with the use of the App. Has made online transactions easy with more and more retailers offering PayPal credit. Reviewed on: 5th May 2026

All good didn’t have any issues hope nothing changes...

All good didn’t have any issues hope nothing changes in future or it’ll change only better way Reviewed on: 5th May 2026

Always allows for me to get what I want.

Always allows for me to get what I want. Easy acces. Reviewed on: 5th May 2026

Very handy when you need it the most.

Very handy when you need it the most. Never let me down. Reviewed on: 5th May 2026

PayPal is a fantastic tool for anyone who shops or s...

PayPal is a fantastic tool for anyone who shops or sends money online. It’s incredibly easy to use, and the setup takes just a few minutes.The best part is the security, you can pay for things without sharing your card details with every website. Plus, their Buyer Protection gives you great peace of mind if an order goes wrong. It’s fast, reliable, and accepted almost everywhere. Reviewed on: 5th May 2026

Used paypal credit for big expenses, been really pos...

Used paypal credit for big expenses, been really positive experience if I’m honest Reviewed on: 5th May 2026

1st class easy to use service not bad rates either h...

1st class easy to use service not bad rates either highly recommended Reviewed on: 5th May 2026

Love the convenience of PayPal

I use pay in 3 on a regular basis and use PayPal for m6 online shopping for its extra layer of security. Its fab for sedin̈g moneti friends and family as welll Reviewed on: 5th May 2026

Good value, repayment processing speed is slow and c...

Good value, repayment processing speed is slow and clunky Reviewed on: 5th May 2026

It is a really useful platform to be able to manage...

It is a really useful platform to be able to manage purchases both short term and long term. I would recommend it as something useful to have int he back pocket, just like another credit card. It is easy to use and understand and the app is really easy. Reviewed on: 5th May 2026

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