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PayPal: PayPal Credit reviews

4.90
Based on 103,710 reviews, last reviewed 10th May 2026
2439600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Works as expected, easy to use and is convenient. Reviewed on: 10th May 2026
DW's avatar
DW

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103710)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Use PayPal on a regular basis bacause of the buyer p...

5
Use PayPal on a regular basis bacause of the buyer protection they offer which on a couple of occasions has been of benefit of a seller accepts PayPal the buyer protection they offer gives you confidence to purchase. Reviewed on: 5th May 2026

Pay pal have always been amazing for me

5
Pay pal have always been amazing for me Reviewed on: 5th May 2026

Always a great service from paypal but online and ov...

5
Always a great service from paypal but online and over the phone Reviewed on: 5th May 2026

Provides ease of payment

5
Provides ease of payment and enhances the shopping experience. Reviewed on: 5th May 2026

great value for money and easy to use

5
Paypal is simple, very simple. Moving money to bank is free. Paying friends and family is free. Paypal is easy for paying for goods. Paypal is great if you have a dispute for goods purchased via their site. Reviewed on: 5th May 2026

Always very good service and very reliable.

5
Always very good service and very reliable. Reviewed on: 5th May 2026

So handy to have PayPal credit for this bigger purch...

5
So handy to have PayPal credit for this bigger purchases, allowing you to pay bit by bit when you can. Great that you can also use the 3 months no apr Reviewed on: 5th May 2026

Great app, perfect customer service and flexible terms

5
Great app, perfect customer service and flexible terms Reviewed on: 5th May 2026

very helpful and very useful always works well

5
very helpful and very useful always works well Reviewed on: 5th May 2026

Always easy and quick to use.

5
Always easy and quick to use, nice to be able to use the pay in 3 method also. Reviewed on: 5th May 2026

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