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PayPal: PayPal Credit reviews

4.90
Based on 104,032 reviews, last reviewed 11th May 2026
2454300% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfect for busy people like me. Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026
Monet Marinas's avatar
Monet Marinas

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104032)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

For the moment I don’t have problems with pay pal an...

5
For the moment I don’t have problems with pay pal and I happy Reviewed on: 5th May 2026

Excellent system with very friendly and knowledgeabl...

5
Excellent system with very friendly and knowledgeable advisors if there is ever a problem Reviewed on: 5th May 2026

Always there as a back up.

5
Always there as a back up. PayPal is available in many purchases options. Reviewed on: 5th May 2026

I enjoy using paypal and spreading the cost of my pu...

5
I enjoy using paypal and spreading the cost of my purchases Reviewed on: 5th May 2026

Very easy to use , resolution centre is very good...

5
Very easy to use , resolution centre is very good Reviewed on: 5th May 2026

Easy to use .

5
Easy to use .and very confident everything is safe while using. Reviewed on: 5th May 2026

Easy to use and clear repayment options

5
Easy to use, clear repayment options, and the 0% offers + rewards make it worthwhile when shopping online. PayPal Credit integrates well at checkout and the app makes tracking everything simple. Voting them for Best Retail Finance Provider. Reviewed on: 5th May 2026

10/10 for customer service

5
When there has been the odd occasion where I’ve had to contact PayPal directly, the customer service has always been 10/10. It is good to know that this service is reliable and easy to communicate with. Reviewed on: 5th May 2026

PayPal make it easy

5
PayPal make it easy to buy now and pay later with the added security knowing that where I’m buying from is secure Reviewed on: 5th May 2026

Double win

5
Instant credit available and can earn points too so win win Reviewed on: 5th May 2026

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