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PayPal: PayPal Credit reviews

4.91
Based on 49,301 reviews, last reviewed 30th May 2025
1704100% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problems , always straight forward No problems , always straight forward Reviewed on: 30th May 2025
karen g's avatar
karen g

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49301)

Review of the PayPal, PayPal Credit:

So easy to get set up and use.

5
So easy to get set up and use. Having PayPal credit has helped me so much Reviewed on: 8th June 2024

The best.

5
The best. I have used PayPal for over 15 years, 100% guarantee with the best resolution centre. Reviewed on: 29th May 2025

Helped me out loads after I got scammed

5
Helped me out loads after I got scammed Reviewed on: 29th May 2025

Faultless streaming service good rates of exchange too

5
Faultless streaming service good rates of exchange too Reviewed on: 29th May 2025

GOOD COMPANY

5
Easy to borrow and see credit. Website give clear balance and security is good. Reviewed on: 29th May 2025

Great repayment options available

5
Great repayment options available Reviewed on: 29th May 2025

I love the pay in 3 and PayPal credit offers!

5
I love the pay in 3 and PayPal credit offers! Makes spreading payments easy. Reviewed on: 29th May 2025

I have been using it for more than 10 years and I am...

5
I have been using it for more than 10 years and I am very happy. Reviewed on: 29th May 2025

Easy to use and perfect for flexible payments

5
I’ve used PayPal Credit for long time now and it’s been really helpful, especially when I needed to split big payments into instalments. The application was quick, and it got approved instantly. I also like how it links easily with my PayPal account and offers interest-free options if you pay within 4 months. Customer service was helpful when I had a question. Just make sure you stay on top of your repayments, or the interest adds up quickly. Overall, a useful tool for managing finances if you use it wisely. Reviewed on: 29th May 2025

Easy to use, clear information and a good way to spr...

5
Easy to use, clear information and a good way to spread the cost Reviewed on: 29th May 2025

Very good company

5
Very efficient and great costumer service. Reviewed on: 29th May 2025