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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Excellent service.

Excellent service. Easy application process Reviewed on: 28th May 2025

I have good experience with PayPal good customer ser...

I have good experience with PayPal good customer service Reviewed on: 25th June 2025

PayPal makes it really convenient to shop.

PayPal makes it really convenient to shop. I have a problem with my debit card, it gets refused on certain website and the bank does not know why. but I can overcome this issue by paying through PayPal. I feel safe that my data is encripted and the seller will not commit fraud. Reviewed on: 25th June 2025

Safe and simple payments across the world

Been using PayPal for years and never had a problem. It is easy and quick to make payments or send money even in different countries and currencies. Also feel safer using it instead of a card payment. Customer service has been great if I needed an issue sorted with a retailer or get a refund. PayPal credit and pay in 3 plan has been extremely helpful since they began. I find PayPal very easy and versatile to use for any payment or transfer. Reviewed on: 25th June 2025

Good Conpany

Easy to deal with and set up highly recommend Reviewed on: 25th June 2025

Its easy and convenient most of my purchasing goes t...

Its easy and convenient most of my purchasing goes through PayPal also if I have any problems with .retailers the issue gets sorted quickly. Thank you PayPal Reviewed on: 25th June 2025

Simple and easy to use.

Simple and easy to use.. When is it possible, I order online currently by using PayPal credit. Reviewed on: 25th June 2025

Long serving customer, very easy to use, clean inter...

Long serving customer, very easy to use, clean interface and easy to manage Reviewed on: 24th June 2025

Quick resolution

Had my issues resolved quickly and professionally. I had my financial issues resolved and jnformation was shared regularly and quickly. Reviewed on: 24th June 2025

Pay pal give you peace of mind when purchasing, woul...

Pay pal give you peace of mind when purchasing, would highly recommend to anyone in doubt Reviewed on: 24th June 2025

I feel secure when buying online using paypal.

I feel secure when buying online using paypal. Reviewed on: 24th June 2025

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