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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

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4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103126)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

With paypal credit can easily sort out my finances a...

With paypal credit can easily sort out my finances and not get to much stress Reviewed on: 5th May 2026

Great customer service

Great customer service advisors who are always helpful and efficient if I have a query. Reviewed on: 5th May 2026

Best credit option

Amazing simple to use and keep track of spending Reviewed on: 5th May 2026

Easy & simple to use for most purchases

Easy & simple to use for most purchases Reviewed on: 5th May 2026

Start up process was quick and easy.

Start up process was quick and easy. Approval came through quick and was able to use very quickly, good limits and interest Reviewed on: 5th May 2026

It's so simple to set up and use.

It's so simple to set up and use. Also the different options make it a really flexible lender I like using it it's used by so many vendors it's ideal Reviewed on: 5th May 2026

Love how easy it is to spread costs

Love how easy it is to spread costs Reviewed on: 5th May 2026

Always helping when ring and keeps moneyhel safe

Always helping when ring and keeps money safe Reviewed on: 5th May 2026

Easy to use and app is well set up keeping you in co...

Easy to use and app is well set up keeping you in control of your spend , PayPal is a great way to pay for purchases online with options to pay in full or over three payments Reviewed on: 5th May 2026

good overall experience, always helpfull if on the v...

good overall experience, always helpfull if on the vary rare occasion I have a problem Reviewed on: 5th May 2026

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