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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146110)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have been a member for nearly 20 years and will re...

5
I have been a member for nearly 20 years and will remain a member till I retire because by far, PayPal has been the best creditors online. Customer service has also always been a 5 star, very helpful, friendly, understanding and professional. Reviewed on: 14th June 2026

A safe go between, always got my money back if there...

5
A safe go between, always got my money back if there was a problem Reviewed on: 14th June 2026

Very convenient and easy to use

5
Very convenient and easy to use, practical and world wide. Paypal is a secure service for everyone to grow and thrive. I wouldn’t imagine my life n business without it. Reviewed on: 14th June 2026

My paypal

5
It is easy to use and great value for money. Reviewed on: 14th June 2026

Update quicker

4
It's been good so far just need them to update quick when a payment is done. Reviewed on: 14th June 2026

Always reliable 100%

4
Always reliable not very fast updating balance Reviewed on: 14th June 2026

Great service

5
I have been using PayPal for about 10 years and it just makes everything more convenient Reviewed on: 14th June 2026

Easy and clear process, also no issues with accessin...

5
Easy and clear process, also no issues with accessing further help if needed, customer service is extremely helpful Reviewed on: 14th June 2026

Paypal is quick and easy to help purchase items .

5
Paypal is quick and easy to help purchase items .. has help me over tge years with birthday and Christmas, easy to follow instructions Reviewed on: 14th June 2026

keeping track

5
easy to keep track if statements only criticism i have is it takes 4/5 days after payment for the money to go out of bank account most others go the. next day Reviewed on: 14th June 2026

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