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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105031 reviews)

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4.90

Based on 105,031 reviews, last reviewed 12th May 2026

2500600% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is Great to know that I always can trust on PayPa... It is Great to know that I always can trust on PayPal whenever I need to do a quick purchase. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105031)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I had some problems with shop but paypal solved my p...

I had some problems with shop but paypal solved my problem and secured my money Reviewed on: 5th May 2026

I haven’t had much interaction with customer service...

I haven’t had much interaction with customer services but overall good product to use Reviewed on: 5th May 2026

Excellent service!

Excellent service! Makes life easier for me and family. Reviewed on: 5th May 2026

Great app!

Great app! So easy to use and I can send/receive from people, super quick and easy! Reviewed on: 5th May 2026

Absolutely fantastic

Absolutely fantastic!! Charity of the available options,ease of use Reviewed on: 5th May 2026

Simple, Reliable and Convenient to Use

I’ve had a very positive experience using PayPal Credit. The service is reliable, and the application process was quick and straightforward. What I find most helpful is how easy it is to use both in shops and online. It gives me flexibility when making purchases, and managing payments through PayPal is simple and convenient. Overall, it’s a useful option if you want a bit more control over your spending while still keeping things easy to manage. Reviewed on: 5th May 2026

PayPal Credit is my go to when I need a little more...

PayPal Credit is my go to when I need a little more time to manage my money. It’s very handy when I want to make bigger purchases and have the option to pay it off over time. I’ll often use PayPal as my primary way to make online purchases. Reviewed on: 5th May 2026

It’s good for spreading the cost of expensive items

I use it all the time, it’s good for spreading the cost over 4 months and sometimes longer for larger purchases at 0% which is great. It’s helpful when you’re on a budget and you can spread out the payments to make it affordable. Reviewed on: 5th May 2026

Always happy

Never had any issues with the service Reviewed on: 5th May 2026

Smart way to pay specialy in international purchases.

Smart way to pay specialy in international purchases. Reviewed on: 5th May 2026

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