Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105131 reviews)

View other PayPal products

4.90

Based on 105,131 reviews, last reviewed 12th May 2026

2504900% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My special PayPal review Positive accept for being charged when the direct debit for my pay pal credit payment failed to go through which was not due to any error on my part .... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105131)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best service

Best and easiest service to use , very good customer service and PayPal credit is amazing Reviewed on: 5th May 2026

Satisfactory but with limitations

Interest rates too.high. Otherwise ok Reviewed on: 5th May 2026

Using PayPal Credit has been easy.

Using PayPal Credit has been easy and the terms have been made very clear, the payments are manageable and flexible. Reviewed on: 5th May 2026

Its very good rate and very easy to apply.

Its very good rate and very easy to apply. Reviewed on: 5th May 2026

You get your loan with just one click, without any q...

You get your loan with just one click, without any questions or expectations. Reviewed on: 5th May 2026

Amazing to have this pay pal credit especially if yo...

Amazing to have this pay pal credit especially if your short in a month its just abit extra can use it almost anywhere online Reviewed on: 5th May 2026

PayPal credit is amazing.

PayPal credit is amazing. I love the fact I can use it and as long as I make the minimum payment each month I am not hit with crazy interest. I always recommend PayPal credit to family and friends. It’s easy to understand. Easy to use. Perfect credit company. Reviewed on: 5th May 2026

Always the best option with international payments.

Always the best option with international payments. Reviewed on: 5th May 2026

Easy to setup and use.

Easy to setup and use. Use it all the time Reviewed on: 5th May 2026

I’ve had a really good experience using PayPal Credi...

I’ve had a really good experience using PayPal Credit so far. The application process was quick and straightforward, and I was able to start using it immediately for online purchases. I especially like how easy it is to spread the cost of bigger items, which helps with managing my finances more flexibly. Reviewed on: 5th May 2026

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Payments
from PayPal 4.91 from 3712 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub