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PayPal: PayPal Credit reviews

4.90
Based on 105,277 reviews, last reviewed 12th May 2026
2511750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It just works, at times you can't ask for more It just works, at time you can't ask for more, you want a service that works, no gimmicks. Reviewed on: 12th May 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105277)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have used PayPal for a long time and I found it ve...

5
I have used PayPal for a long time and I found it very useful and helpful Lallowing me to buy and pay later , value for money Reviewed on: 5th May 2026

Superb alround finance package.

5
Superb alround finance package. Easy to use and easy to navigate the phone app to keep track of spending. Reviewed on: 5th May 2026

PayPal is there when you need it

5
I’ve been using PayPal for quite a while now, and it’s honestly made managing payments so much easier. Whether I’m shopping online, sending money to friends, or receiving payments, everything feels quick and straightforward. Reviewed on: 5th May 2026

Ease of use

5
Ease of use within the app and online purchases Reviewed on: 5th May 2026

Amazing, so fast and quick to use

5
Amazing, so fast and quick to use Reviewed on: 5th May 2026

Dream card

5
I have been able to purchase the things I want without worrying about too high of an interest and used it to help out with expensive purchases I have had to make Reviewed on: 5th May 2026

Awsome at helping u out whenever you need it

5
Awsome at helping u out whenever you need it Reviewed on: 5th May 2026

Best Credit with Flexible Plan

5
I used PayPal credit many times in the past and I like the interest free flexible payment plan. Arguably the best credit experience Reviewed on: 5th May 2026

PayPal is an institution

5
I’ve been with them for over 10 years and they never disappointed me Reviewed on: 5th May 2026

PayPal pay in 3 was a quick and effortless process.

5
PayPal pay in 3 was a quick and effortless process.Im very pleased with the service I received. Reviewed on: 5th May 2026