Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,593 reviews, last reviewed 13th May 2026
2526500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trustworthy and Convenient I trust PayPal. It is convenient and fast. It will s my 'go to' for payments. Reviewed on: 13th May 2026
Suki's avatar
Suki

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105593)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service, would recommend to anyone

5
Great service, would recommend to anyone Reviewed on: 5th May 2026

Paypal are the safest people with looking after you...

5
Paypal are the safest people with looking after you and your money, makes me feel safe when i buy with paypal, also the best customer service you can find Reviewed on: 5th May 2026

Useful for hobbies

5
Useful for normally non-justifiable purchases, I.e some trinket for a hobby Reviewed on: 5th May 2026

Easy to use, app is easily navigated

4
Easy to use, app is easily navigated Reviewed on: 5th May 2026

Great facility, easy to understand and minimal fuss

5
Great facility, easy to understand and minimal fuss Reviewed on: 5th May 2026

Helpful in times of need

5
I found it helpful i lost my dad and didnt have cash to buy ticket to travel for his funeral having paypal credit was a blessing i managed to go bury my dad. Reviewed on: 5th May 2026

PayPal is great!

5
PayPal I a great way to pay as it is secure! Also the pay in 3, PayPal credit and now PayPal plus is an even better bonus! Getting points for spending! Reviewed on: 5th May 2026

I have been using PayPal for years for both purchasi...

5
I have been using PayPal for years for both purchasing purposes and transferring money between friends and family. PayPal credit is an easy to manage credit, where it has been easy to review purchases made and payments made towards the credit. Very userfriendly. Reviewed on: 5th May 2026

10 plus years

5
I have used PayPal for 10+ years, it's very easy to use never had an issue. Good for credit, direct debit and pay in 3. Reviewed on: 5th May 2026

I recommended to everyone who need an extra credit f...

5
I recommended to everyone who need an extra credit for shopping or something else. Easy to use the app . Realy help for the weekday. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 50030 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products