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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

It is smooth.

It is smooth. The app is available and you can easily make payments. Reviewed on: 2nd June 2025

Easy to use

Convenient, quick and easy to use. Will use PayPal credit again. Reviewed on: 2nd June 2025

Good customer service

Any time I've had to contact customer services I've been help d without issue. Reviewed on: 2nd June 2025

Reliable and Convenient Payment Platform

I’ve been using PayPal for several years now, and it has consistently proven to be a reliable and secure way to send and receive money online. Whether I’m shopping, paying for services, or transferring money to friends and family, the process is always smooth and straightforward. One of the things I appreciate most about PayPal is the buyer protection—it gives me peace of mind when purchasing from new or international sellers. The app and website are both user-friendly, and transactions are typically processed quickly. I also like that it integrates easily with many online stores and services. Customer service has been responsive whenever I’ve needed help, and I appreciate the added layers of security, like two-factor authentication. Overall, PayPal continues to be my go-to digital wallet. Highly recommended for anyone looking for a trusted, flexible, and global payment solution. Reviewed on: 2nd June 2025

PayPal is the best way to pay!

PayPal is the best way to pay! If I have ever had a problem I’m able to ring easily and speak to someone who can assist me with any issues. I’ve had money refunded that was mistakenly paid out of my account all sorted within a day Reviewed on: 2nd June 2025

Easier way to Credit

PayPal Credit has helped me financially by allowing more time for purchases that I could not finance at the time of purchase, especially last minute flights back home to see my family or a dress for my best friend’s wedding. The interest applicable after 4 months has been especially useful and why I have chosen it as a payment method when available for larger purchases. Reviewed on: 2nd June 2025

Used for many years no issues

Used for many years no issues. Happy to continue. Reviewed on: 2nd June 2025

I have couple of time experience but PayPal is fanta...

I have couple of time experience but PayPal is fantastic more then my expectation about services and customer guiding and solve their problems superb service customer care Reviewed on: 2nd June 2025

Very good used paypal for over 10 years now with no...

Very good used paypal for over 10 years now with no issues. Reviewed on: 2nd June 2025

Loyalty to PayPal earned

I have used PayPal for years and have never had any issues with it. The app is easy to navigate and has many features to help you feel more independent with your finances. Reviewed on: 2nd June 2025

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