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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106617 reviews)

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4.90

Based on 106,617 reviews, last reviewed 13th May 2026

2573250% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe use - allows to purchase easy online Safe use - allows to purchase easy online Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106617)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Convenient and reliable payments

I've been using PayPal for several years now and I find the pay in 3 option particularly useful for spreading the cost of purchases. I like the convenience and the fact that it always works first time unlike GPay which often errors out in the middle of a transaction (particularly annoying when trying to buy train tickets in a rush!). I have recommended PayPal to all my friends and family. Reviewed on: 6th May 2026

Very easy to use with multiple options for purchases...

Very easy to use with multiple options for purchases, the app is very useful and user friendly. Customer services are very helpful at explaining processes and resolving any issues you may have. I would highly recommend Reviewed on: 6th May 2026

I always had a smooth transaction and helpful custom...

I always had a smooth transaction and helpful customer service. Reviewed on: 6th May 2026

Great service

Great interest rates and quick customer service Reviewed on: 6th May 2026

Easy to use.

Easy to use. Love the 4 months no interest Reviewed on: 6th May 2026

Handy too have pay pal

Pay pal is a good tool to have as if I needed to spread the cost of buying something it works well for that purpose. Reviewed on: 6th May 2026

Good, affordable and fair payments

Good, affordable and fair payments Reviewed on: 6th May 2026

It’s alright

Easy to use in the app. You can see everything going in and out Reviewed on: 6th May 2026

Its a great way to pay monthly for that costly items.

Its a great way to pay monthly for that costly items. You decide the terms..how much and how long for. Recommend to everyone. Reviewed on: 6th May 2026

I put my trust in paypal

Service is excellent from just paying for an order safely , can have the option to pay for larger purchase in 3 easy payments. If you return anything that you have purchased paypal deal with a refund quickly. Customer service is outstanding. Reviewed on: 6th May 2026

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