Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107574 reviews)

View other PayPal products

4.90

Based on 107,574 reviews, last reviewed 15th May 2026

2617100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had a problem with PayPal. Never had a problem with PayPal. My go to for online shopping. No interest after so long and pay when you want Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107574)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and quick to help with any issues

Easy to use and quick to help with any issues Reviewed on: 6th May 2026

Easy to use

Easy to use once you figure your way out. Would be better if there was a little more help on the app Reviewed on: 6th May 2026

Easy to use and a good service.

Easy to use and a good service. Would recommend to others. Reviewed on: 6th May 2026

Easy to use and good excellent servicevalue for money

Easy to use and good value for money Reviewed on: 6th May 2026

It's easy and very straight forward to use and works...

It's easy and very straight forward to use and works with a number of sites Reviewed on: 6th May 2026

PayPal on all

PayPal credit is accepted most online retails and it’s almost bullet prof with the credit card number on my apple . It’s really good Reviewed on: 6th May 2026

As a web designer Paypal transaction costs are high...

As a web designer Paypal transaction costs are high but i always tell clients that you get approx 33% more sales if you offer PayPal Reviewed on: 6th May 2026

Easy set up

Easy to set up and payments methods are straightforward. And you get reminders about making payments and prompts to set up a direct debut if needed. Reviewed on: 6th May 2026

Great, quick and very good to deal with

Great, quick and very good to deal with Reviewed on: 6th May 2026

I use Paypal and use it often.

I use Paypal and use it often. They are very clear about everything and I feel like they are trustworthy. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51022 reviews
Payments
from PayPal 4.91 from 3716 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub