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PayPal: PayPal Credit reviews

4.90
Based on 107,681 reviews, last reviewed 15th May 2026
2621900% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Point system really good Really happy and very attentive, really like paypal + and the points system Reviewed on: 15th May 2026
A S's avatar
A S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107681)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is a very versatile and flexible payment tool..

5
Paypal is a very versatile and flexible payment tool,I find it very useful and convenient to use. Flexible payments and credit options are great options have. Reviewed on: 6th May 2026

Been using PayPal for many years now.

5
Been using PayPal for many years now. Only had one issue where i needed their help but they were very quick and efficient to solve my problem. Pay everything through PayPal because i know its safe and they have your back. Reviewed on: 6th May 2026

Value for money

5
It’s great to have that extra cash at hand when you need it Reviewed on: 6th May 2026

User friendly

4
I have had PayPal credit for several years now. It is an easy and flexible way to pay, with 0% interest paid on purchases over 3 months. It is clear and easy to understand and very user friendly Reviewed on: 6th May 2026

Pay pal, easy, secure and comforting to use

5
Try and use pay pal as much as possible, very secure and very easy to use and manage, makes me feel safer about online purchases if I can pay via pay pal. Reviewed on: 6th May 2026

Good service

4
Never had any issues, quick to resolve any queries Reviewed on: 6th May 2026

PayPal is safe, user friendly, efficient & fair

5
Excellent connectivity, usability on the app and connectivity to shopping online. Feel safe using PayPal and the support if there is an issue is always available and always dealt with swiftly, efficiently and fairly.i also find as a slightly older person with a disability, PayPal’s online platform is very user friendly and inclusive. Reviewed on: 6th May 2026

PayPal is a safe and easy way to check out.

5
PayPal is a safe and easy way to check out. The credit option and pay in 3 option always helps me out when I need a little more time to pay but need something ASAP. I would highly recommend PayPal! Reviewed on: 6th May 2026

easy to use, helpful when a purchase goes wrong

5
easy to use, helpful when a purchase goes wrong Reviewed on: 6th May 2026

I use PayPal pay in three at least once a month, it’...

5
I use PayPal pay in three at least once a month, it’s an excellent way to spread costs. Reviewed on: 6th May 2026

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