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PayPal: PayPal Credit reviews

4.90
Based on 108,040 reviews, last reviewed 16th May 2026
2638100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has made online shopping so much easier for me. PayPal has made online shopping so much easier for me. The PayPal Credit Pay in 3 option is especially convenient — being able to split purchases into... Read more Reviewed on: 16th May 2026
Daniel B's avatar
Daniel B

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026
Sandra 's avatar
Sandra

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108040)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Can use everywhere, isn't any problems wit it

5
Can use everywhere, isn't any problems wit it Reviewed on: 6th May 2026

Amazing Service

5
I have used them for years, the service is immaculate Reviewed on: 6th May 2026

Super easy to pay and refund.

5
Super easy to pay and refund. PayPal credit and pay is 3 is so convenient Reviewed on: 6th May 2026

Impressed with security payment and instant

5
Impressed with security payment and instant Reviewed on: 6th May 2026

Great experience on handling money and keep up with...

5
Great experience on handling money and keep up with savings. Reviewed on: 6th May 2026

Easy to use, can use in any country

5
Easy to use, can use in any country Reviewed on: 6th May 2026

Quick and easy.

5
Quick and easy. fast service too Reviewed on: 6th May 2026

Most efficient payment processor fast, easy to use a...

5
Most efficient payment processor fast, easy to use and offers layers of protection for my money Reviewed on: 6th May 2026

Best Credit Service I use

5
Greeat and convenient service. Now with acard even better, Love the 0% over 4 months for purchases ober £100 Reviewed on: 6th May 2026

I’ve found PayPal to be an excellent service for mak...

5
I’ve found PayPal to be an excellent service for making purchases and splitting payments. It’s incredibly convenient, especially when sharing costs with friends or managing online transactions. The platform is easy to use, secure, and widely accepted across many retailers and websites, which makes it a reliable go-to option. Overall, PayPal simplifies payments in a way that saves time and reduces hassle. Reviewed on: 6th May 2026

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