Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107307 reviews)

View other PayPal products

4.90

Based on 107,307 reviews, last reviewed 15th May 2026

2604650% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It was good easy yo manage in the app It was good easy yo manage in the app Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107307)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never any issues, confidence using PayPal

Never any issues, confidence using PayPal Reviewed on: 6th May 2026

I’ve had PayPal credit for years and it’s always wor...

I’ve had PayPal credit for years and it’s always worked well. Reviewed on: 6th May 2026

I have always found using Paypal to be good.

I have always found using Paypal to be good. My payment method is all set up securely in there. When I purchase something I always use paypal becuse I don't have to keep putting my card details in. Reviewed on: 6th May 2026

Very easy to use and has been helpful when I’ve had...

Very easy to use and has been helpful when I’ve had a dispute re a payment Reviewed on: 6th May 2026

Trust, safety and variety with Paypal

I trust PayPal to protect me in all my transactions and now having the credit card in my wallet I can use it for events and larger in store purchases. It’s great Reviewed on: 6th May 2026

Makes it easier to borrow money when you need to mak...

Makes it easier to borrow money when you need to make a quick purchase Reviewed on: 6th May 2026

Been using paypal since 2003 and never had an issue.

Been using paypal since 2003 and never had an issue. Great service all around, especially paypal credit giving flexibility in how we pay. Reviewed on: 6th May 2026

easy to use and understand the terms and costs

easy to use and understand the terms and costs Reviewed on: 6th May 2026

Convenient, smart and suitable for today’s busy life

Convenient, smart and suitable for today’s busy life Reviewed on: 6th May 2026

I have been using paypal since then the last 2.

I have been using paypal since then the last 2.5 years now. It's been a fantastic experience. i am able to use my credit my card after saving it on paypal to buying somethings. I have also been able to take the money out of my credit cards, sometimes when I need it; and spen on urgent things. And also I feel a kind of safe and secured when I any transanction on paypal. I love it now. It's very convenient and fantastic service. And the process to do any transaction on paypal is quite simple too. It doesn't complicates my life. Recently, I also got accepted of a credit card from Papal on a 4 months interest free scheme which if I pay back that money within 4 months, I won't need to pay any interest on that loan. And this is very beautiful and adorable. I literally appreciate that. Reviewed on: 6th May 2026

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub