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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175926)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

I have used this service for a number of years and a...

5
I have used this service for a number of years and always found it easy and quick. The flexibility and easy to use interface make is a valuable tool for my business. Reviewed on: 7th July 2026
A M's avatar
A M

Excellent Service

5
Excellent service. Excellent customer service. Very friendly customer service department, always any issues resolved very quickly without delay. Reviewed on: 7th July 2026
Lashman Rathore's avatar
Lashman Rathore

PayPal credit works

5
Been using PayPal credit for several years, its a very efficient way to manage purchases, with everything manageable from the PayPal credit app. I was originally scheduling monthly payments via the app, but sometimes the payments take a while to be taken from your bank account (up to a week), i have since set a direct debit up and find that is an easier way to keep payments and bank balance regular. Options for pay in 3 for bigger purchases is very useful, and overall just a great facility. Reviewed on: 7th July 2026
David N's avatar
David N

Very easy to set up, instant access

5
Very easy to set up, instant access Reviewed on: 7th July 2026
B k's avatar
B k

An Easy and Affordable Way to Pay

5
Paypal Credit is an adfordable, safe and easily accessible way to make online purchases. No hidden surprises, terms and conditions are clear, and regular updates keep you on track with your payments Reviewed on: 7th July 2026
LC's avatar
LC

Nothing but good things to say always helpful when n...

4
Nothing but good things to say always helpful when needed. Easy to use and available in lots of places. Used many times with no issues Reviewed on: 7th July 2026
Lloyd Ferdinand's avatar
Lloyd Ferdinand

Trusted one

5
Very helpful, easy to access, good customer service, etc. Reviewed on: 7th July 2026
Romee InChrist's avatar
Romee InChrist

Trusted one

5
Very helpful, easy to access, good customer service, etc. Reviewed on: 7th July 2026
Romee InChrist's avatar
Romee InChrist

Just good experience using the app for online purcha...

5
Just good experience using the app for online purchases. Quick and easy Reviewed on: 7th July 2026
MvW's avatar
MvW

Good customer service, easy to use

4
Good customer service, easy to use Reviewed on: 7th July 2026
Chloe h's avatar
Chloe h

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